Water Protection Plus

Protect your cottage or cabin belongings from water damage.

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We insure more than 600,000 Lifestyle customers across Canada!

Extensive water protection

Dripping water pipe icon

Service Line

Optional coverage to protect you from losses due to a failed service line.

House with water drop icon

Sewer backup

Optional coverage to protect you and your home even more.

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Overland Water

Optional coverage that offers our best water protection. 

Do you have the right protection?

RetreatLife’s water protection bundles provide extensive coverage for your cottage or cabin as well as your belongings.  We offer 2 optional water protection packages to choose from. Which one is right for you?

Contact your insurance representative to find out which options are available, and the right coverage for you. 

Young woman in yellow rain jacket walking her dog

Water Protection Basic

  • Service Line
  • Sewer Backup
Couple standing outside looking at their cottage

Water Protection Plus

  • Service Line
  • Sewer Backup
  • Overland Water

Basic water coverage

Included in every home policy

  • Water damage caused by common issues
  • Water damage caused by sewer backup and overland water

Service line

Included in Water Protection Basic/Plus

  • Water damage caused by failed service lines including the following underground service lines
    • Sewer/septic lines
    • Watermain
    • Electrical
    • Telecommunications
    • Geothermal plumbing (Ground loop piping)

Sewer backup

Included in Water Protection Basic/Plus

  • Water damage caused by the backup or escape of water or sewage from a sewer, septic system, or sump pump
  • Any water damage if overland water has entered your home and you don’t have overland water coverage

Overland water

Included in Water Protection Plus only

  • Water damage caused by water entering your property due to:
    • Overflow of any body of fresh water such as lakes and rivers
    • Sudden accumulation or run-off of surface waters, including torrential rainfall or spring thaw
    • Sudden and accidental entrance through basement walls, foundations or floors of ground water
  • Flood (e.g. coastal flooding from salt water, such as tsunamis and tidal waves)
  • Any intentional breaches of man-made structures (e.g. when the authorities intentionally open dams, dikes, or levees to ease the build up of water)

Contact your insurance representative to find out which options are available, and the right coverage for you.

Get expert advice for your insurance needs

Want more optional coverages?

Home protect bundle

Protect your home even more with this bundle of features. 

Service Line

Coverage to help cover the costs to repair or replace failed underground service lines on your property.

Claim protector

Protects your home insurance from being affected after your first claim. 

Green assure

Covers the cost of replacing appliances and building materials with energy efficient and environment-friendly options after a claim.

Claim prevent

Covers the cost of installing a loss prevention device after a claim to prevent it from happening again.

Disappearing deductible

Reduce your deductible every consecutive year you’re claims-free. 

Do you have more to cover?

Condo insurance

Tenant insurance

Cottage insurance

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*The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker if you would like to learn more. Aviva and the Aviva logo are trademarks used under license by the licensor.