Condo insurance

Insurance coverage for your condo, your way

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We insure over 100,000 condos across Canada

Your personal condo is one of the most important life purchases you’ll ever make. Make sure your condo unit is protected with insurance coverage created specifically for condo owners. Our goal is to help give you peace of mind knowing that your condo unit is covered.

Choose the right coverage

Enjoy standard coverage features and choose from optional types of condo insurance coverage.

Available discounts

With Aviva, you get exceptional savings, reliable coverage, and condo insurance the way you want it. Plus, you can save even more with discounts for:
  • Combining your auto and condo insurance policies with us
  • Being claims-free

Standard coverage

Standard condominium insurance coverage offers great value and protection. The condo insurance policy offers the following coverage:
  • The contents of your unit 
  • Upgrades to your unit, such as new flooring 
  • Personal liability of at least $1 million 

Optional coverages

Need enhanced condo coverage? Customize your policy to meet your personal needs with these coverage add-ons.

The availability of these condo insurance policy add-ons varies by province. To learn more about these policy options contact your insurance representative.

Water Protection

Get additional protection for your unit with sewer back-up and overland water coverage.

ID Theft

Includes enhanced credit card and debit card protection, legal fees and more.

Earthquake Insurance

Earthquake add-on coverage options to help you protect your personal belongings.

Claim Protector

Keep your claims-free discount after your first insurance claim.

Disappearing Deductible

Reduce your deductible every consecutive year you’re claims-free.

Cyber insurance for your household

Defend against digital risks with a full range of services to protect you and your family from potential cyber vulnerabilities.

Combine and Save

Enjoy the added convenience of aligned renewal dates and receive your insurance policies in a single envelope when you combine your auto and condo insurance policies. You’ll also enjoy extra insurance savings.

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The condominium insurance you need

With Aviva's condo insurance, you'll get:

Combine and save

You’ll get a discount when you combine your auto and condo insurance policies.

The opportunity to customize your policy

You’ll enjoy the standard features of your condo insurance policy and can choose from optional coverages tailored to your unique needs.

24/7 claim service to help you get back on track

You can make your insurance claim in whatever way suits you best including online, by phone or through your insurance representative.

Is your rental property protected?

Coverage for a rented condo*

You invested your hard-earned money in a rental condo. Make sure it’s protected with the right condo coverage.

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*To qualify for insurance coverage on rental properties, your primary residence must also be insured with Aviva.

Condo insurance FAQ

  • Is condo insurance mandatory in Canada?

  • How much does condo insurance cost?

  • How can I save on my condo insurance?

  • What does condo insurance cover?

  • Why do I need condo insurance if the condo corporation already has insurance coverage?

  • Do I need a condo or a house insurance policy for my townhouse?

Insurance brokers, the right choice for you

Get expertise for your condominium insurance needs from coverage to claims support, and discounts. 

The content on this page is for information purposes only. The insurance products described herein are subject to eligibility, terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance representative if you would like to learn more. Availability and pricing vary by province. Certain terms and conditions apply. Please contact your insurance representative for more information.