NauticLife Watercraft Insurance trusted by over 100,000 customers
Protection for the way you use your boat...
Cruise in Canada or the northern U.S. knowing your boat or watercraft is covered with the right insurance.
...with insurance coverage that fits your boating lifestyle...
Boat insurance coverage such as marine assistance, accident benefits and medical, along with emergency towing and loss of use are included in every insurance policy.
...plus boat insurance policy add-ons for even more coverage
Get more marine protection such as navigational extensions and incidental use with our boat insurance policies.
Boat insurance in Ontario
Whether you're cruising the waters, bobbing aimlessly under the sunshine on the lake, or relaxing on the deck of a houseboat, you want to know your boat is protected. No matter what kind of boat you own for pleasure use, from fishing boat insurance to yacht insurance, we offer the boat insurance coverage and protection you need to enjoy every minute on the water.
A boat insurance policy covers...
- Fire, explosion, theft, and vandalism
- Lightning, hail, and windstorm damage
- Impact or collision
- Vermin damage
Insurance coverage that extends beyond your boat
- Medical/death/funeral benefit
- Emergency towing and loss of use
- Pollution and wreck removal
- Personal effects
Want to know more about optional marine insurance coverages?
Navigational extension
Adds coverage for travel to the West Coast of the U.S., southern U.S., Caribbean, and Bahamas.
Incidental use
Additional liability coverage for occasional use of your watercraft to entertain clients, or for charity or volunteer work.
Increased loss of use
Coverage for the cost of a replacement boat, rental car, taxi, or public transit while your boat is being repaired after a covered claim.
Guaranteed replacement cost
An upgrade from agreed value/replacement cost that provides a new model, even if it costs more after a covered claim.
Get expert advice and a boat insurance quote that's right for you
Your lifestyle matters to us
Quick response makes the most of every season
No waiting until Monday to start a boat insurance claim. You can call our 24/7 dedicated phone line to talk to an Aviva Lifestyle boat insurance policy expert who will get things started for you or report a claim online. The season is short; we’ll work hard to make sure you get to enjoy it.
Dedicated claim adjusters who know boats
Our expert claim adjusters have boats and are enthusiasts too. They know the boat insurance coverages inside and out, and the settlement options for every policy.
Choice of top-rated vendors
Priority service with top-rated vendors to get the job done right. We work with local expert appraisers, surveyors, dealers, and repair facilities, and you always have the option to choose your own.
What Aviva Lifestyle offers
Expert claim service
Care and attention from dedicated claim adjusters who are enthusiasts too.
Stand-alone polices
Coverage and extra built-in benefits are designed for your vehicle or property on an individual policy.
Optional coverages
A variety of optional coverages to further insure your boat and offer even more protection.
Additional savings
Discounts to help you save.
Aviva Marine Assistance
Assistance services designed for the boating lifestyle are included in every policy.
Got more fun to cover?
Have a home, multiple cars, and more?
Get expert advice on more complex insurance needs.
The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with an Aviva insurance broker if you would like to learn more. Availability and pricing may vary by province. In the event of a conflict or discrepancy between the information on this page and your insurance policy, the terms of your insurance policy will prevail. The insurance products detailed on this page are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. Aviva and the Aviva logo are trademarks used under license from the licensor. NauticLife is a trademark of Aviva Canada Inc.