Family in an insured car

Car insurance

Get on the road to insurance savings

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You rely on your car every day. From running errands to driving to work, you need protection that you can trust.

Choose the right car insurance coverage

Enjoy standard features and choose from the optional types of car insurance coverage. Your insurance covers a variety of potential situations depending on the coverage option you choose.

Available car insurance discounts

With Aviva, you get exceptional savings, reliable coverage, and car insurance the way you want it. Plus, there are even more ways to save on insurance through discounts that reward you for:

  • Bundling your home and car insurance policies with us 
  • Being a retiree 
  • Insuring more than one vehicle with us 
  • Maintaining a clean driving experience (no convictions and staying claims-free)

Standard car insurance coverage

Standard car insurance from Aviva protects you and your family if you have a car accident. Our auto insurance policy offers coverage including: 

  • Injury, death, or property damage to others 
  • Healthcare costs and loss of income for you

Optional car insurance coverages

Need enhanced car insurance coverage? Customize your car insurance policy with these add-ons.

The availability of these car insurance policy add-ons varies by province. Contact your car insurance representative for more information, to find out which options are available and offer the right coverage for you.


Ride-sharing car insurance is designed for drivers who use their personal vehicle part-time to carry paying passengers for an approved transportation network. 

Coverage for Transportation Replacement

Helps provide coverage for you when you need to pay for other means of transportation because of a covered loss.

Conviction Protector

Avoid paying more for your car insurance if you get a minor driving conviction, such as disobeying traffic signs or prohibited turns. 

Collision Protection

Protect your vehicle if it’s damaged in a car accident with this valuable add-on feature.

Comprehensive Coverage

Safeguard against damage not caused by a collision, including theft, vandalism, falling objects, and more. 

Disappearing Deductible

Add this benefit to your car insurance policy and we’ll reduce your deductible every year you don’t make a claim.

Accident Rating Waiver

This would protect the driving record of the automobile from being affected by the first at-fault accident.

Worry-Free Bundle

Add this package of valuable optional coverages that includes travel costs, civil liability to non-owned vehicles, deductible waiver, and increased accident benefits.

Join Aviva Journey today and start saving on your car insurance!

Generate your personalized car insurance premium for next year and take advantage of the 10% enrolment discount just for joining Aviva Journey.


Discover the benefits of our Electric Vehicle insurance

Take charge of your carbon footprint with an Electric Vehicle insurance discount, free towing when your battery loses its charge on the road, and an EV subsidy on total loss claims.

If you’re a Lyft car driver in Ontario, Aviva has the car insurance solution you need

Aviva now offers a car insurance solution for Lyft drivers who use their own vehicles for ride-sharing services.

A woman locking her car with a smartphone app in front of her parked car against an urban cityscape.

Vehicle loss prevention

Be your car’s best defence against auto theft with the latest tips and steps to keep your car from getting stolen.

The car insurance you need

With Aviva's car insurance, you'll get:

Combine and save

You’ll get a discount when you combine your home and auto insurance policies.

The opportunity to customize your policy

You’ll enjoy the standard features of your car insurance policy and can choose from optional coverages tailored to your unique needs.

24/7 claim service to help you get back on track

You can make your insurance claim in whatever way suits you best including online, by phone or through your insurance representative.

Car insurance FAQ

  • How does car insurance work?

  • How much is car insurance?

  • How can I save on my car insurance?

  • Will my car insurance cover me as an Uber or Lyft driver?

  • Does personal car insurance cover rental?

  • Can I get a discount if I drive an electric car?

Car Insurance brokers, the right choice for you

Get expertise and valuable information for your car insurance needs from coverage to claims support, and discounts.

The content on this page is for information purposes only. The insurance products described herein are subject to eligibility, terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance representative if you would like to learn more. Availability and pricing vary by province. Certain terms and conditions apply. Please contact your insurance representative for more information.