Family in an insured car

Car insurance

Get on the road to insurance savings

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You rely on your car every day. From running errands to driving to work, you need protection that you can trust.

Choose the right car insurance coverage

Enjoy standard features and choose from the optional types of car insurance coverage. Your insurance covers a variety of potential situations depending on the coverage option you choose.

Available car insurance discounts

With Aviva, you get exceptional savings, reliable coverage, and car insurance the way you want it. Plus, there are even more ways to save on insurance through discounts that reward you for:

  • Bundling your home and car insurance policies with us 
  • Being a retiree 
  • Insuring more than one vehicle with us 
  • Maintaining a clean driving experience (no convictions and staying claims-free)

Standard car insurance coverage

Standard car insurance from Aviva protects you and your family if you have a car accident. Our auto insurance policy offers coverage including: 

  • Injury, death, or property damage to others 
  • Healthcare costs and loss of income for you

Optional car insurance coverages

Need enhanced car insurance coverage? Customize your car insurance policy with these add-ons.

The availability of these car insurance policy add-ons varies by province. Contact your car insurance representative for more information, to find out which options are available and offer the right coverage for you.

Ride-sharing

Ride-sharing car insurance is designed for drivers who use their personal vehicle part-time to carry paying passengers for an approved transportation network. 

Coverage for transportation replacement

Helps provide coverage for you when you need to pay for other means of transportation because of a covered loss.

Conviction protector

Avoid paying more for your car insurance if you get a minor driving conviction, such as disobeying traffic signs or prohibited turns. 

Collision protection

Protect your vehicle if it’s damaged in a car accident with this valuable add-on feature.

Comprehensive coverage

Safeguard against damage not caused by a collision, including theft, vandalism, falling objects, and more. 

Disappearing deductible

Add this benefit to your car insurance policy and we’ll reduce your deductible every year you don’t make a claim.

Accident rating waiver

This would protect the driving record of the automobile from being affected by the first at-fault accident.

Join Aviva Journey today and start saving on your car insurance!

Generate your personalized car insurance premium for next year and take advantage of the 10% enrolment discount just for joining Aviva Journey.

Start the Journey to savings and safer driving
Automatic emergency braking discount

Lyft ride-sharing car insurance

If you’re a Lyft car driver in Ontario, Aviva has the car insurance solution you need

Aviva now offers a car insurance solution for Lyft drivers who use their own vehicles for ride-sharing services.

Learn more about Lyft ride-sharing insurance
Automatic emergency braking discount

The car insurance you need

With Aviva's car insurance, you'll get:

Combine and save

You’ll get a discount when you combine your home and auto insurance policies.

The opportunity to customize your policy

You’ll enjoy the standard features of your car insurance policy and can choose from optional coverages tailored to your unique needs.

24/7 claim service to help you get back on track

You can make your insurance claim in whatever way suits you best including online, by phone or through your insurance representative.

Car Insurance brokers, the right choice for you

Get expertise and valuable information for your car insurance needs from coverage to claims support, and discounts.

The content on this page is for information purposes only. The insurance products described herein are subject to eligibility, terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance representative if you would like to learn more. Availability and pricing vary by province. Certain terms and conditions apply. Please contact your insurance representative for more information.