House insurance

Be confident your home always has the protection it needs.

We insure over 860,000 homes across Canada

Feel secure with home insurance coverage that’s customized to protect your house and belongings.

Choose the right coverage

Enjoy standard features and choose from optional types of coverage

Available discounts

With Aviva, you get exceptional savings, reliable coverage and home insurance the way you want it. Plus, there’s even more ways to save through discounts that reward you for:

  • Bundling your auto and house insurance policies with us
  • Non-smoker
  • Newer home
  • Home alarm

Standard coverage

Standard coverage offers great value and protection for:
  • Your house 
  • Your belongings
  • Detached buildings on your property, like a garden shed
  • Personal liability of at least $1 million
  • Living expenses while your home is being repaired or rebuilt after a claim

Optional coverage

Need enhanced coverage? Customize your policy with these add-ons:

To learn more about these options contact your insurance representative.

Water protection

Get additional protection with sewer backup and overland water coverage.


Service line coverage

Avoid the high costs associated with repairing or replacing failed service lines located on your property with this add-on.

Earthquake insurance

Earthquake add-on options to help you protect your home and belongings.

Home protect bundle

Add another layer of protection for your home insurance. This bundle has three important features to help you protect your home even more.


For property owners who share their homes through a rental network like AirBnB or VRBO. 

ID theft

Coverage can include: enhanced credit and debit card coverage, lost income protection, legal fees and more.

Green assure

Replace damaged items with eco-friendly alternatives. It covers windows, furnaces, doors and more.

Claim protector

Keep your claims-free discount after your first claim.


Disappearing deductible

Reduce your deductible every year you don’t make a claim. 

Claim prevent

Prevent a further claim occurring from the same cause again.

Earthquake insurance

Did you know that a typical home insurance policy doesn’t cover earthquake damage? Get coverage for your home and belongings with this add-on.
Learn more
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The home insurance you need

With Aviva's house insurance, you'll get:

Combine and save

You’ll get a discount and convenient features when you combine your auto and house insurance policies.

The opportunity to customize your house insurance policy

You’ll enjoy the standard features of your house insurance policy and can choose from optional benefits tailored to your unique needs.

Claims Service Satisfaction Guarantee*

We guarantee your satisfaction with Aviva’s claims service, or your money back.


Insurance brokers, the right choice for you

Get expertise for your insurance needs from coverages, pricing options, claims support and discounts. 

*We will pay you an amount equal to the annual premium of your policy at the time of loss, in addition to any settlement amount you receive for your claim. Terms and conditions apply.