Coverage to help pay for the costs of water damage caused by sewer back-up, or overland water entering your property.
We insure over 860,000 homes across Canada
Comprehensive home insurance coverage…
Protect your home and belongings from the unexpected.
…that helps you continue your daily life if you have a claim
Home insurance coverage that helps pay for your additional living expenses if you need to move out of your home during a covered claim.
…with coverage for your personal liability too.
Home insurance coverage that helps you pay for your legal costs if you’re sued for unintentionally injuring someone or damaging their property.
Home insurance
Your home is your most valuable asset. Make sure you protect it and your possessions with a home insurance policy that’s right for you.
A comprehensive home insurance policy covers…
- Fire, explosion, theft and vandalism
- Damage from falling objects, such as a tree branch
- Lightning, hail and windstorm damage
- Certain types of water damage
Coverage can extend beyond your home
- Other structures on your property like a garden shed
- Your belongings
- Personal liability
- Living expenses
Need help deciding?
Here are some recommendations. Make sure you talk to your insurance representative to help you find the home insurance coverage that’s right for you.
Availability, eligibility and pricing vary by province.
If you want the essentials
- Comprehensive policy
- $1 million personal liability
Plus add this optional coverage
If you want a bit more
- Comprehensive policy
- $1 million personal liability
Plus add these optional coverages
If you want the works
- Comprehensive policy
- $2 million personal liability
Plus add these optional coverages
- Sewer back-up and Overland Water
- Service Line
- ID theft
- Disappearing Deductible
Want to know more about optional insurance coverages?
Water protection
Get additional protection with sewer back-up and overland water coverage.
Service Line
Coverage to help cover the costs to repair or replace failed underground service lines on your property.
Disappearing deductible
Reduce your deductible every consecutive year you’re claims-free.
ID theft
Coverage to help restore your personal information and your financial losses.
Claim protector
Protects your home insurance from being affected after your first claim.
Home protect bundle
Protect your home even more with this bundle of features.
Claim prevent
Covers the cost of installing a loss prevention device like an alarm, after a covered claim to prevent it from happening again.
Trust an award-winning insurer
In 2021, Aviva was voted by brokers as one of Canada’s top home insurers through Insurance Business Magazine Canada, receiving 5-Star Excellence Awards in the categories of:
- Dwelling coverage
- Content coverage
- Personal liability coverage
Get expert advice for your insurance needs
Ask about bundling your home and auto policies
Save more
Get an additional discount.
Excess Liability coverage
Additional $1 million coverage.
Got more to cover?
Auto
Condo
Tenant
Cottage
Motorcycle
Boat
Have a home, multiple cars, cottage and more?
Get expert advice for more complex insurance needs.
The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker if you would like to learn more. Aviva and the Aviva logo are trademarks used under license by the licensor.