House insurance

Be confident your home always has the protection it needs.

We insure over 860,000 homes across Canada

Feel secure with home insurance coverage that’s customized to protect your house and belongings.

Choose the right coverage

Enjoy standard features and choose from optional types of coverage

With Aviva, you get exceptional savings, reliable coverage and home insurance the way you want it. Plus, there’s even more ways to save through discounts that reward you for:

  • Bundling your auto and house insurance policies with us
  • Non-smoker
  • Newer home
  • Home alarm
Standard coverage offers great value and protection for:
  • Your house 
  • Your belongings
  • Detached buildings on your property, like a garden shed
  • Personal liability of $1 million
  • Living expenses while your home is being repaired or rebuilt
  • Emergency living expenses for earthquake -  helps cover the costs of temporary accommodation, food and transportation costs if you're not able to live in your home after an earthquake (available in British Columbia only)

Ovation® is Aviva’s exclusive insurance program

Protect your home, valuables and way of life with coverage designed exclusively for your distinct needs. We also provide coverage for your vehicles, collector cars, boats, motorhomes, cottages, and more. And in the event of a claim, you’ll enjoy priority claims service, delivered by a dedicated team of professionals who understand your distinct lifestyle and who are focused on getting you back on track quickly.

Optional coverage

Need enhanced coverage? Customize your policy with these add-ons:

To learn more about these options contact your insurance representative.

Overland water protection

Overland water coverage is a key part of Aviva Water Protection, which also includes your base policy water protection and sewer back-up coverage.

 

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Earthquake coverage

Earthquake coverage and add-on options to help you protect your home and belongings (available in British Columbia only).

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Service line coverage

Avoid the high costs associated with repairing or replacing failed service lines located on your property with this add-on.

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Home protect bundle

Add another layer of protection for your home insurance. This bundle has three important features to help you protect your home even more.

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Home-sharing

For property owners who share their homes through a rental network like AirBnB or VRBO. 

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ID theft

Coverage can include: enhanced credit and debit card coverage, lost income protection, legal fees and more.

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Green assure

Replace damaged items with eco-friendly alternatives. It covers windows, furnaces, doors and more.

Claim protector

Keep your claims-free discount after your first claim.

 

Disappearing deductible

Reduce your deductible every year you don’t make a claim. 

Claim prevent

Prevent a further claim occurring from the same cause again.

Earthquake coverage

Did you know that a standard home insurance policy doesn’t cover earthquake damage? Get coverage for your home and belongings with this add-on (available in British Columbia only).

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Combine & Save

The home insurance you need

With Aviva's house insurance, you'll get:

Combine and save

You’ll get a discount and convenient features when you combine your auto and house insurance policies.

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The opportunity to customize your house insurance policy

You’ll enjoy the standard features of your house insurance policy and can choose from optional benefits tailored to your unique needs.

Claims Service Satisfaction Guarantee*

We guarantee your satisfaction with Aviva’s claims service, or your money back.

 

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*We will pay you an amount equal to the annual premium of your policy at the time of loss, in addition to any settlement amount you receive for your claim. Terms and conditions apply.

Insurance brokers, the right choice for you

Get expertise for your insurance needs from coverages, pricing options, claims support and discounts. 

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