House insurance

Be confident your home always has the protection it needs.

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We insure over 860,000 homes across Canada

Feel secure with home insurance coverage that’s customized to protect your house and belongings.

Choose the right coverage

Enjoy standard features and choose from optional types of coverage

With Aviva, you get exceptional savings, reliable coverage and home insurance the way you want it. Plus, there’s even more ways to save through discounts that reward you for:

  • Bundling your auto and house insurance policies with us
  • Non-smoker
  • Newer home
  • Home alarm
Standard coverage offers great value and protection for:
  • Your house 
  • Your belongings
  • Detached buildings on your property, like a garden shed
  • Personal liability of $1 million
  • Living expenses while your home is being repaired or rebuilt

You’ve worked hard to enjoy the finer things in life. Protect your achievements with coverage exclusively designed for high value homes, vehicles and other valuable assets. Ovation® from Aviva is crafted to meet your distinct needs and offers best-in-class protection for the unique risks that come with having more. Enjoy exceptional value and customized coverage that protects the things you value most.

Your time is valuable. With Ovation, you get concierge claims service that goes above and beyond regular standards of service and convenience. Our dedicated claims care experts work around your schedule to resolve your claim fast and without hassle. Our exceptional level of service – and superior coverage – ensures you’ll get back to normal as quickly as possible.

Optional coverage

Need enhanced coverage? Customize your policy with these add-ons:

To learn more about these options contact your insurance representative.

Overland water protection

Overland water coverage is a key part of Aviva Water Protection, which also includes your base policy water protection and sewer back-up coverage.

 

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Service line coverage

Avoid the high costs associated with repairing or replacing failed service lines located on your property with this add-on.

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Home protect bundle

Add another layer of protection for your home insurance. This bundle has three important features to help you protect your home even more.

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Home-sharing

For property owners who share their homes through a rental network like AirBnB or VRBO. 

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ID theft

Coverage can include: enhanced credit and debit card coverage, lost income protection, legal fees and more.

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Green assure

Replace damaged items with eco-friendly alternatives. It covers windows, furnaces, doors and more.

Claim protector

Keep your claims-free discount after your first claim.

 

Disappearing deductible

Reduce your deductible every year you don’t make a claim. 

Claim prevent

Prevent a further claim occurring from the same cause again.

Stay ahead of the line with Service Line Coverage

As a homeowner you may not realize you’re responsible for underground service lines that run from city property lines to your home.

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Combine & Save

The home insurance you need

With Aviva's house insurance, you'll get:

Combine and save

You’ll get a discount and convenient features when you combine your auto and house insurance policies.

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The opportunity to customize your house insurance policy

You’ll enjoy the standard features of your house insurance policy and can choose from optional benefits tailored to your unique needs.

Claims Service Satisfaction Guarantee*

We guarantee your satisfaction with Aviva’s claims service, or your money back.

 

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*We will pay you an amount equal to the annual premium of your policy at the time of loss, in addition to any settlement amount you receive for your claim. 
Terms and conditions apply.  

Insurance brokers, the right choice for you

Get expertise for your insurance needs from coverages, pricing options, claims support and discounts. 

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