Insurance coverage to help pay for the costs of water damage caused by sewer back-up, or overland water entering your property or home.
Home insurance
Give your home and personal property the insurance protection it needs
Get a home insurance quoteWe provide home insurance for over 860,000 homes across Canada
Comprehensive home insurance coverage…
Protect your home and belongings from the unexpected.
…that helps you continue your daily life if you have a claim
Home insurance coverage that helps pay for your additional living expenses if you need to move out of your home during a covered claim.
…with coverage for your personal liability too.
Home insurance helps you pay for your legal costs if you’re sued for causing unintentional physical injury or damage to someone else’s home or property.
Find the right home insurance for you
Your home is your most valuable asset. Make sure you protect it and your belongings with a home insurance policy that’s right for you. We offer a variety of coverage options so that you can find insurance that meets your needs.
A comprehensive home insurance policy coverage includes...
- Fire, explosion, theft, and vandalism
- Damage from falling objects, such as a tree branch
- Lightning, hail, and windstorm damage
- Certain types of water damage
Coverage can extend beyond your home and property
- Other structures on your property like a garden shed
- Your belongings
- Personal liability
- Living expenses
Need help deciding on a home insurance policy?
If you aren't sure which homeowners insurance coverage to choose, here are some recommendations. Make sure you talk to your insurance representative to help you find the home insurance coverage that’s right for you. Your insurance representative will give you a competitive quote, property coverage options, and answer your questions.
Insurance availability, eligibility, and pricing vary by province.
If you want the insurance essentials
- Comprehensive policy
- $1 million personal liability
Plus add this optional coverage
If you want a bit more coverage
- Comprehensive policy
- $1 million personal liability
Plus add these optional coverages
If you want the works
- Comprehensive policy
- $2 million personal liability
Plus add these optional coverages
- Sewer back-up and Overland Water
- Service Line
- Claim Protector
- Disappearing Deductible
Want to know more about optional home insurance coverages?
Water protection
Get additional protection for your home with sewer back-up and overland water coverage.
Service Line
Coverage to help cover the costs to repair or replace failed underground service lines on your property.
Disappearing deductible
Reduce your deductible every consecutive year you’re claims-free.
Green assure
Replace damaged items in your home with eco-friendly alternatives. For example, flooring.
Claim protector
Keep your claims-free discount after your first insurance claim.
Home protect bundle
Protect your home and property even more with this bundle of features.
Trust an award-winning insurer
In 2021, Aviva was voted by insurance brokers as one of Canada’s top home insurers through Insurance Business Magazine Canada, receiving 5-Star Excellence Awards in the categories of:
- Dwelling coverage
- Content coverage
- Personal liability coverage
Get expert advice for your insurance needs
If you are a homeowner and have questions regarding an insurance plan or simply need a property insurance overview, contact one of our home insurance representatives today. Our insurance representatives can also give you an estimated home insurance quote.
Roof and Siding Limitation endorsement
Learn how to mitigate the damage to your property inflected by severe weather events and how the limitation will be applied in the event of a claim.
(Applicable to Alberta, Saskatchewan and Manitoba only)
Ask about bundling your home and auto policies
You’ll get a discount when you combine your home and auto insurance policies.
Save more
Get an additional insurance discount.
Got more to cover?
If you have a condo, car, property, or other assets to insure, check out our additional insurance policies. To get a quote for these policies, contact one of our insurance representatives.
Have a home, multiple cars, cottage, and more?
Get expert advice for more complex insurance needs.
The content on this page is for information purposes only. The insurance products described herein are subject to eligibility, terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance representative if you would like to learn more. Availability and pricing vary by province. Certain terms and conditions apply. Please contact your insurance representative for more information.