Home insurance

Give your home the protection it needs

Get a home insurance quote

We insure over 860,000 homes across Canada

Comprehensive home insurance coverage…

Protect your home and belongings from the unexpected.

…that helps you continue your daily life if you have a claim

Home insurance coverage that helps pay for your additional living expenses if you need to move out of your home during a covered claim.

…with coverage for your personal liability too.

Home insurance coverage that helps you pay for your legal costs if you’re sued for unintentionally injuring someone or damaging their property.

Home insurance

Your home is your most valuable asset. Make sure you protect it and your possessions with a home insurance policy that’s right for you.

Father giving son a ride on his shoulders outside their newly insured house.

A comprehensive home insurance policy covers…

  • Fire,  explosion, theft and vandalism
  • Damage from falling objects, such as a tree branch
  • Lightning, hail and windstorm damage
  • Certain types of water damage 

Coverage can extend beyond your home

  • Other structures on your property like a garden shed
  • Your belongings
  • Personal liability
  • Living expenses
Small grey garden shed in the backyard.

Need help deciding?

Here are some recommendations. Make sure you talk to your insurance representative to help you find the home insurance coverage that’s right for you.

Availability, eligibility and pricing vary by province. 

If you want the essentials

  • Comprehensive policy
  • $1 million personal liability

Plus add this optional coverage

If you want a bit more 

  • Comprehensive policy
  • $1 million personal liability

Plus add these optional coverages

If you want the works

  • Comprehensive policy
  • $2 million personal liability

Plus add these optional coverages

Want to know more about optional insurance coverages?

Water protection

Get additional protection with sewer back-up and overland water coverage.

Service Line

Coverage to help cover the costs to repair or replace failed underground service lines on your property.

Disappearing deductible

Reduce your deductible every consecutive year you’re claims-free. 

ID theft

Coverage to help restore your personal information and your financial losses.

Claim protector

Protects your home insurance from being affected after your first claim.

Home protect bundle

Protect your home even more with this bundle of features.

Claim prevent

Covers the cost of installing a loss prevention device like an alarm, after a covered claim to prevent it from happening again.

Trust an award-winning insurer

In 2021, Aviva was voted by brokers as one of Canada’s top home insurers through Insurance Business Magazine Canada, receiving 5-Star Excellence Awards in the categories of:

Trust an award-winning insurer

Get expert advice for your insurance needs

Water protection

Coverage to help pay for the costs of water damage caused by sewer back-up, or overland water entering your property.

Learn more
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Ask about bundling your home and auto policies

Save more

Get an additional discount.

Excess Liability coverage

Additional $1 million coverage.

Got more to cover?







Have a home, multiple cars, cottage and more?

Get expert advice for more complex insurance needs.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker if you would like to learn more. Aviva and the Aviva logo are trademarks used under license by the licensor.