House insurance
Be confident your home always has the protection it needs.
We insure over 860,000 homes across Canada
Feel secure with home insurance coverage that’s customized to protect your house and belongings.
Choose the right coverage
Enjoy standard features and choose from optional types of coverage
Available discounts
With Aviva, you get exceptional savings, reliable coverage and home insurance the way you want it. Plus, there’s even more ways to save through discounts that reward you for:
- Bundling your auto and house insurance policies with us
- Non-smoker
- Newer home
- Home alarm
Standard coverage
- Your house
- Your belongings
- Detached buildings on your property, like a garden shed
- Personal liability of at least $1 million
- Living expenses while your home is being repaired or rebuilt after a claim
Optional coverage
Need enhanced coverage? Customize your policy with these add-ons:
To learn more about these options contact your insurance representative.
Water protection
Get additional protection with sewer backup and overland water coverage.
Service line coverage
Avoid the high costs associated with repairing or replacing failed service lines located on your property with this add-on.
Earthquake insurance
Earthquake add-on options to help you protect your home and belongings.
Home protect bundle
Add another layer of protection for your home insurance. This bundle has three important features to help you protect your home even more.
Home-sharing
For property owners who share their homes through a rental network like AirBnB or VRBO.
ID theft
Coverage can include: enhanced credit and debit card coverage, lost income protection, legal fees and more.
Green assure
Replace damaged items with eco-friendly alternatives. It covers windows, furnaces, doors and more.
Claim protector
Keep your claims-free discount after your first claim.
Disappearing deductible
Reduce your deductible every year you don’t make a claim.
Claim prevent
Prevent a further claim occurring from the same cause again.
Earthquake insurance
The home insurance you need
With Aviva's house insurance, you'll get:
Combine and save
You’ll get a discount and convenient features when you combine your auto and house insurance policies.
The opportunity to customize your house insurance policy
You’ll enjoy the standard features of your house insurance policy and can choose from optional benefits tailored to your unique needs.
Claims Service Satisfaction Guarantee*
We guarantee your satisfaction with Aviva’s claims service, or your money back.
Insurance brokers, the right choice for you
Get expertise for your insurance needs from coverages, pricing options, claims support and discounts.
*We will pay you an amount equal to the annual premium of your policy at the time of loss, in addition to any settlement amount you receive for your claim. Terms and conditions apply.