Protection to conquer the trails...
Coverage for ATVs and snowmobiles.
…with coverage that fits your lifestyle...
Standard auto coverage that recognizes the seasonal use of your off-road vehicles.
...plus policy add-ons for even more coverage
Get more protection with optional coverages.
ATV and snowmobile insurance
A favourite local spot or a multi-day adventure. Family trips or fun with friends. When the snow flies or in the thick of summer. When you hit the trails or conquer new terrain, you want to know that your off-road vehicle is protected.
An ATV and snowmobile policy covers...
- Direct compensation property damage
- Uninsured motorist
- Seasonal use
Coverage extend beyond your off-road vehicle
- Liability
- Accident benefits
Want to know more about optional coverages?
Use of recreational vehicles by unlicensed operators
Allows the off-road vehicle to be used on private property by unlicensed operators.
Family protection endorsement
Extends the third party liability coverage for vehicle accidents where the other motorist doesn’t have enough coverage to pay for your injury claim.
For expert advice and an ATV or snowmobile insurance quote that's right for you
Your lifestyle matters to us
You'll benefit from dedicated, expert claims service that helps you get back to doing the things you love.
Quick response makes the most of every season
No waiting until Monday to start a claim. You can call our 24/7 dedicated phone line to talk to an Aviva Lifestyle expert who will get things started for you, or report a claim online. The off-roading season is short; we’ll work hard to make sure you get to enjoy it.
Dedicated claim adjusters who know off-road vehicles
Our expert claim adjusters are enthusiasts too. They know the coverages inside and out, and the settlement options for every policy.
Choice of top-rated vendors
Priority service with top-rated vendors to get the job done right. We work with local expert appraisers, surveyors, dealers, and repair facilities, and you always have the option to choose your own.
What Aviva Lifestyle offers
Expert claim service
Care and attention from dedicated claim adjusters who are enthusiasts too.
Stand-alone policies
Coverage and extra built-in benefits designed for your vehicle or property on an individual policy.
Optional coverages
A variety of optional coverages for even more protection.
Additional savings
Discounts to help you save.
Got more fun to cover?
Have a home, multiple cars, and more?
Get expert advice for more complex insurance needs.
The content in this document is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker to learn more. Insurance products are underwritten by Aviva Insurance Company of Canada, Traders General Insurance Company and Scottish & York Insurance Co. Limited, subsidiaries of Aviva Canada Inc. Aviva and the Aviva logo are trademarks used under license by the licensor.