Manufactured Home Insurance

Affordable insurance coverage for every shape and size of manufactured home

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We insure over 860,000 homes across Canada

Rest easy with Aviva’s Manufactured Home Insurance1. Whether you live in your manufactured home (or mobile home) year-round, seasonally or rent it out, we’ve got you covered.

Choose the right manufactured home insurance coverage

Enjoy standard insurance features and choose from optional types of coverage

Available discounts

Discounts are available for :

  • Being claims free
  • Being mortgage free
  • Having safety devices installed, such as a burglar alarm
  • Owning a factory-built double-wide home 
  • Having a newer home

Standard coverage

Aviva’s Manufactured Home Insurance is for:

  • Modular homes 
  • Mini or tiny homes 
  • Mobile homes
  • Double-wide homes

Like a standard homeowner’s insurance policy, manufactured home policies include coverage for:

  • Your manufactured home 
  • Your belongings
  • Detached buildings on your property, like a garden shed
  • Personal liability, up to $1 million1
  • Living expenses while your manufactured home is being repaired or rebuilt

Optional coverages

Need enhanced mobile home coverage? Customize your insurance policy with these add-ons for your home:

To learn more about these coverage options, contact your insurance representative.

Water protection

Get additional protection with sewer back-up and overland water coverage.

Home protect bundle

Add another layer of protection to your manufactured home insurance. This bundle has three important features to help you protect your home even more.

Earthquake insurance

Earthquake add-on options to help you protect your home and belongings.

Guaranteed replacement cost for newer homes

We offer owners of newer homes the option to get the cost to replace your property in today’s dollars with Guaranteed Replacement Cost. If you have an older home, you can get the full cost to rebuild up to the policy limit.

Earthquake insurance

Did you know that a typical home insurance policy doesn’t cover earthquake damage? Get coverage for your home and belongings with this add-on.
Learn more
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The Manufactured Home Insurance you need

With Aviva's Manufactured Home Insurance, you'll get:

Coverage that matches the use of your home

You’re covered whether you use your home year-round, seasonally or rent it out.

Opportunity to customize your manufactured home insurance policy

You’ll enjoy the standard features of a home insurance policy and you can choose from optional coverage tailored to your unique needs.

24/7 claim service to help you get back on track

You can make your insurance claim in whatever way suits you best including online, by phone or through your insurance representative.

Learn more

Insurance brokers, the right choice for you

Get expertise for your insurance needs from coverages, pricing options, claims support and discounts.  

1Availability, pricing and coverage amounts vary by province.

The Manufactured Homes Insurance Policy is underwritten by Elite Insurance Company these underwriting companies are subsidiaries of Aviva Canada Inc. and may not be available in all provinces. The insurance products described on this website are subject to terms, conditions, restrictions and exclusions. For more details concerning any of the insurance products, please speak with your Aviva insurance representative.

For exact terms, definitions, limitations and extensions, please refer to the policy.

Aviva and the Aviva logo are trademarks used under license to Aviva Canada Inc. and its subsidiary companies.