Whether you operate a small, mid-size or complex business, Aviva offers a wide range of Property and Casualty Insurance solutions to help protect your business. Designed to be responsive to changes in your business and industry, an Aviva Property and Casualty policy offers you comprehensive coverage with the flexibility to customize based on the needs of your business.
Built with business in mind
All Aviva Property & Casualty insurance policies include:
Comprehensive base protection
Available for almost any type of business, you can protect your company with coverage including Property, General Liability, Inland Marine, Equipment Breakdown and Crime.
Industry specific enhancements
Add industry specific enhancements designed to protect your business from exposures related to your industry.
Coverage for business specific needs
As an added layer of protection, customize your policy to the specific needs of your business, covering all your operations, locations and equipment under one policy.
Single policy convenience
Refer to just one policy for easy access and reference – quickly reference coverage, limits and deductibles.
You can be confident that your coverage is adaptable and will continue to offer your business the protection it needs. Your business doesn’t stand still – and neither should your insurance.
Choose the right coverage
Commercial Property and Casualty Insurance coverages available from Aviva include:
Coverage includes building(s), stock and equipment located on your premises as well as utilities above and below ground on the premises1, signs, exterior building glass.
Additional extensions of coverage include:
- Building Upgrades – Build Back Better
- Environmental Upgrades – Build Back Better
- Landscaping and growing plants shrubs or flowers
- Business Contents Away From Premises and while at employee residences
- Valuable Papers and Records
- Accounts Receivable
- and more
All businesses should protect themselves from the unexpected, including:
- Bodily or Mental Injury
- Property Damage Liability
- Personal and Advertising Injury Liability
- Tenant's Property Damage Liability also known as Tenants’ Legal Liability
- Voluntary Medical Payments
- Non-Owned Auto
- Legal Liability for damage to rented automobiles
Equipment Breakdown Insurance
Important systems such as computers, photocopiers, production machinery, heating and air conditioning, point-of-sale (POS) systems and refrigeration equipment are protected in case of:
- electrical arcing
- mechanical breakdown
- pressure explosions
- centrifugal force
The product provides a broad range of crime coverages, including:
- Employee Dishonesty
- Money, Securities and Other Property
- Counterfeit Currency and Money Orders
- Forgery, Alteration, Credit Cards and Automated Teller Cards
- Electronic Fraud and Funds-Transfer Fraud
- Professional Fees
- Incoming Cheque Forgery
Available with an Aviva Enterprise policy, this extra layer of liability coverage designed to go above and beyond other liability policies, providing higher liability limits in the event of a catastrophic loss.
Insurance solutions for your business
With Aviva’s Property & Casualty business insurance your company can benefit from:
Protection of physical assets
We offer comprehensive coverage for your physical assets, including buildings, stock, equipment and computers, including equipment temporarily away from your premises1
Access to our wide network of claims professionals
In the event of a claim, we’ll help you get back on track with efficient and hassle-free service
Risk management support – Protect your business
We have experts who will work with you to manage the risks associated with your business, no matter the industry
Frequently asked questions
We answer your questions on business insurance.
Why do I need commercial insurance for my business?
What is Commercial General Liability (CGL) insurance? Why do I need it for my business?
What happens if I don’t have the right coverage in place for my business?
What additional coverage should I consider when purchasing insurance for my business?
What is Aviva Enterprise?
How can I purchase an Aviva Enterprise insurance policy?
Insurance brokers, the right choice for you
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1 within your property lines, areas under adjoining sidewalks and driveways, and in or on vehicles within 100m