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Equipment Breakdown Insurance

Specialized protection for
operational continuity

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Rated AA- by Standard and Poor’s and Fitch Ratings

Protect what powers your business

Critical machinery, from electrical systems to production lines, is the backbone of your operations. A sudden and accidental failure can severely impact revenue and your business’ reputation. Aviva’s Equipment Breakdown Insurance (EBI) delivers tailored protection against this operational vulnerability, with coverage for costly repairs, replacements, and subsequent loss of income due to equipment failure.

EBI key capabilities

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Significant capacity

Up to $250 million.

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Expert support

Access to local experts in technical underwriting and risk consulting.

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Dedicated claims management

Specialized EBI claims adjusters for focused support.

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Customization

Products are offered stand-alone, packaged or combined, allowing for full customization in high-hazard risk exposures.

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Geographical reach

Coverage for provincial, national, or global operations.

Comprehensive protection

EBI delivers broad protection against common equipment breakdown events — from electrical arcing and mechanical failure to pressure explosions — with optional extensions for income loss, extra expenses, spoilage, and service interruptions. 

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Industry sectors we serve

  • Manufacturing and non-traditional risk
  • Construction
  • Food and beverage
  • Healthcare
  • Realty
  • Financial services
  • Automotive

     

The Aviva difference

Our specialized EBI team understands the unique needs of businesses at risk for equipment breakdown, providing protection and expertise where many commercial policies fall short.

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Prevention-focused risk management

A prevention-first approach combines innovation with risk management. Our highly skilled risk consultants provide loss prevention solutions, including risk inspections, statutory certification, and strategic recommendations.

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Skilled experts on your team

Our localized technical underwriters, risk consultants, and dedicated EBI claims adjusters deliver effective insurance solutions that reflect a true understanding of your business operations.

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Dedicated claims service

Our tailor-made, customer-centred approach ensures EBI clients and brokers get the right support from the right people throughout the entire claims process.

News & insights

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13 May 2026

Expanding businesses require specialized expertise, long-term insurer relationship

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13 May 2026

Why regular maintenance is crucial for your balance sheet

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13 May 2026

What the 2026 Ontario auto reform means for your business

Emergency Wildfire Response

18 Feb 2026

2026 reinsurance outlook: Stability, strategy and the search for balance

Ready to protect your critical assets?

To learn more about Equipment Breakdown coverage within Aviva's Global Corporate & Specialty division, please contact your insurance broker.

Already submitted an EBI related claim?

Get in touch with our EBI Claims team here ebi_claims_reporting@aviva.com.

Note that this mailbox is only for managing active claims. All general queries should be directed to your broker.

Aviva and the Aviva logo are trademarks of Aviva plc. and are used under license by Aviva Canada Inc. and its subsidiary companies. This guide provides an outline of coverage and eligibility requirements only. For exact terms, definitions, limitations, and extensions, please refer to the policy. Policies provided by GCS Equipment Breakdown are underwritten by Aviva Insurance Company of Canada. Risk Management and Claims services are provided by Aviva Canada Inc., and a network of external partners.