ATV and Snowmobile insurance Alberta


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RideLife insures over 100K motorcycles and off-road vehicles across Alberta, Canada

Protection to conquer the trails...


A variety of coverage options for your Alberta recreational vehicles, including ATV insurance, snowmobile insurance, and other recreational vehicle policy options.

…with coverage that fits your lifestyle...


Standard auto insurance coverage that recognizes the seasonal use of your ATVs and off-road vehicles. policy add-ons for even more coverage

Get more protection with optional coverage policies that insure all your vehicles in Alberta.

ATV and snowmobile insurance in Alberta

A favourite local spot in Alberta or a multi-day adventure. Family trips or fun with friends. When the snow flies or in the thick of summer. When you hit the trails or conquer new terrain, you want to know that your off-road vehicle is protected with a full coverage policy. We even offer personal vehicle insurance for your auto and commercial vehicles.

An ATV and snowmobile policy covers...

  • Direct compensation property damage
  • Uninsured motorist
  • Seasonal use
Man on ATV open trail with ATV and snowmobile insurance

Coverage extends beyond your off-road vehicle

  • Liability
  • Accident benefits
A group on snowmobiles on trail with falling snow

Want to know more about optional coverages?

Use of recreational vehicles by unlicensed operators

An insurance policy that allows for an off-road vehicle to be used on private property by unlicensed operators.  

Family protection endorsement


This insurance policy extends the third-party liability coverage for vehicle accidents where the other motorist doesn’t have enough coverage to pay for your injury insurance claim.

For expert advice and an ATV or snowmobile insurance quote that's right for you

Talk to a liability insurance expert in Alberta to get an ATV insurance quote, learn about insurance rates, and get advice on which policy is right for you.

Your lifestyle matters to us

You'll benefit from Alberta's dedicated, expert claims service that helps you determine liability and the best insurance plans, so you can get back to riding your ATV, snowmobiling, and doing the things you love.

Quick response makes the most of every season

No waiting until Monday to start an ATV insurance claim. You can call our 24/7 dedicated phone line in Alberta to talk to an Aviva Lifestyle insurance expert who will get things started for you, or report a claim online. The season is short, so don't wait to get your insurance policy; we’ll work hard to make sure you get to enjoy it.

Dedicated claim adjusters who know off-road vehicles

Our expert insurance claim adjusters are ATV enthusiasts too. They know the coverage plans inside and out, and the settlement options for every policy. You are sure to get the best outcome with the help of our Alberta insurance experts.

Choice of top-rated vendors


Priority service with top-rated vendors to get the job done right. We work with local expert appraisers, surveyors, dealers, and repair facilities, and you always have the option to choose your own when it comes to determining any damages or liability.

What Aviva Lifestyle offers

Expert claim service

Care and attention from dedicated insurance claim adjusters who are ATV enthusiasts too.

Stand-alone policies

Coverage and extra built-in benefits designed for your automotive vehicle or property on an individual insurance policy.

Optional coverages

A variety of additional coverage options for even more insurance protection.

Additional savings

Insurance discounts to help you save on auto, ATV, and other plans in Alberta.

Have more fun to cover?


Collector car


Have a home, multiple cars, and more?

Get expert advice for more complex insurance needs.

The content in this document is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker to learn more. Insurance products are underwritten by Aviva Insurance Company of Canada, Traders General Insurance Company and Scottish & York Insurance Co. Limited, subsidiaries of Aviva Canada Inc. Aviva and the Aviva logo are trademarks used under license by the licensor.