Aviva Direct

Car and home insurance online

Customized coverage on your terms

Take control of your car and home insurance with Aviva Direct

Aviva Direct makes it easy to shop, buy and manage your insurance. Get the coverage you need in a few easy steps.

Shop on your own terms

Enjoy the flexibility of shopping for car and home insurance online, whenever, wherever.

Buy with confidence

Get customized coverage to meet your needs. Speak with one of our agents when you’re ready to buy.

Access your insurance online

Log in to MyAviva to access your policy, review documents and manage billing details 24/7.

Unlock insurance savings with Aviva Direct!


Here are some of the ways you could save1

  • Bundling your car and home policy
  • Insuring multiple vehicles with Aviva Direct
  • Being claim free
  • Being mortgage free
  • Installing a vehicle theft recovery device2



Get started today!


Start an online quote

Answer a few questions to see your price and coverage options.


Choose your coverage

Customize your coverage to meet your needs and see how much you can save1.


Buy with confidence

Speak with our knowledgeable agents to complete your purchase.

Frequently asked questions


  • What information should I provide to get an auto insurance quote/make a purchase?

  • Can I quote for more than one vehicle?

  • Do you provide auto insurance for older vehicles?

  • I have out-of-province or out-of-country driving experience. Can I get a quote online?

  • Can I get a quote online if I do not have the standard 1 year period between G1, G2, and G?

  • I am using my vehicle for ridesharing. Do I qualify for auto insurance?

  • How long is my quote valid for?

  • Can I choose my auto insurance coverage?

  • What determines my auto insurance rate?

  • How can I save on auto insurance?

  • Why buy auto insurance from Aviva Direct?

  • Can I make changes to my auto insurance policy?

  • How do I request a pink slip, letter of experience, or access my policy documents?

  • How do I know my information is safe?


  • Why do I need tenant insurance?

  • How did you get information about my property?

  • What do I need in order to make a purchase?

  • Do I need sewer backup and overland water coverage?

  • Can I insure my rental property only?

  • Do I qualify if I do Airbnb?

  • What affects my home insurance premium? / How can I reduce my home insurance premium?

  • Does my policy cover personal belongings in my home?

  • Is property insurance the same as fire insurance?

  • Should I notify Aviva Direct if I’m going on a trip and no one will be at my home?

  • Does my policy cover theft?

  • Does my policy cover home renovations?

We’re a phone call away for questions about your quote or coverage options 

Call Us: 1-844-872-3814

Mon – Fri: 8AM – 8PM, Sat: 8:30AM – 4:30PM (ET)

Legal disclaimer

Terms & Conditions

This is a webpage of Aviva Agency Services Inc., also referred to throughout this webpage as "Aviva Direct". We distribute insurance products underwritten by S&Y Insurance Company, Aviva Insurance Company of Canada and Traders General Insurance Company. The insurance products we distribute in Ontario are underwritten by S&Y Insurance Company.

Aviva Agency Services Inc., S&Y Insurance Company, Aviva Insurance Company of Canada and Traders General Insurance Company are all subsidiaries of Aviva Canada Inc.

The content on this page is for information purposes only.

To bind your insurance policy, you will need to speak with an Aviva Direct insurance agent who can help you. In the event of a conflict or discrepancy between the information on this webpage, from the “Get a quote”, "Get a car quote", "Get a home quote" webpages and your insurance policy, the terms of your insurance policy will prevail. Not all people who call in will qualify for a telephone or online quote. The insurance products described on this webpage, “Get a quote”, "Get a car quote" and "Get a home quote" webpages are subject to terms, conditions, restrictions, and exclusions, which are outlined in our final policy wording.

1All savings opportunities are based on filed discounts and rates and may vary based on each individual's insurance profile and are not guaranteed. Additional exclusions and conditions apply for product coverages and discounts. For the Combined Policy Discount, you could save on average, approximately $640, (up to 15% discount on select auto insurance coverages and up to 20% discount on select home insurance coverages, savings are calculated based on average new business insurance premiums of $5,300 in Ontario for a homeowners policy and one vehicle). Certain conditions, limitations and exclusions may apply. For detailed information about how savings could apply to you, please speak with an Aviva Direct insurance agent.

2Available in Ontario. For specific information about a product, or exact terms, conditions, coverage, definitions, exclusions and limitations, please refer to the insurance policy wording or speak with an Aviva Direct insurance representative. The Theft Recovery Device is applied to the Comprehensive, Specified Perils and the Comprehensive portion of All Perils coverage specifically. Currently approved theft recovery devices are: Tag, KYCS. Tag and KYCS are third party product and service providers contracted by Aviva Canada Inc. The discount will be available for 3 years from the date of installation. Proof of installation is required. The date of installation must be documented in the policy system. 

Discounts and savings are subject to eligibility and vary by province or territory and product type.

For detailed information about how savings could apply to you, please speak with an Aviva Direct insurance agent.

Aviva and the Aviva logo are trademarks and under license from the licensor.

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