Aviva Direct

To get a quote, you’re required to provide the following:

• Details of all the drivers in your household (or those who have regular access to the vehicle), if applicable 
  • Name(s) 
  • Date(s) of birth 
  • Driver licence class and year received – the dates G1, G2, G were obtained 
  • Driving experience: conviction(s) and claim(s) details 
• Vehicle(s) details 
  • Vehicle type (year, make, model) 
  • Registered owner’s name, address, contact number 
  • Vehicle purchase/lease date 
  • How you use your vehicle: for pleasure, commute or business 

When you’re ready to buy, keep this information handy:

• Driver’s licence number(s)
• The Vehicle Information Number (VIN #) of your vehicle(s) 
• Payment details 
• Leasing/financing company information including name and address, if applicable 
• Driver Training Certificate¹ date and number for all drivers, if applicable 
• Current or previous policy information, if applicable

¹You can obtain the Driver Training Certificate by requesting a driver’s licence history from the Ontario Ministry of Transportation for a nominal fee

Your quote is valid for 30 days from the date you quote with us, provided that none of the information you gave us changes.

You can get a quote for a maximum of 2 vehicles and/or 2 drivers online. If you are looking to add more vehicles/drivers to your policy, call us and our insurance agents will be able to assist you better.

We consider many factors when determining your auto insurance rate, such as

• How many years of experience you have as a licensed driver 
• How you use your vehicle—whether for pleasure, commute or business 
• Driving violations (convictions) and past claims 
• Where you live 
• Information about your vehicle including the make, model and model-year 

The rates we use to calculate your premiums are filed with and approved by the regulators.

By law, you’re required to have certain minimum coverages. In addition to this, there are optional coverages that you can choose to extend protection against perceived risks. For example, add-ons such as the Accident Rating Waiver and Conviction Protector will give you an extra layer of protection against rate increases due to an at-fault claim or conviction, if eligible.

After completing an online quote, call us to speak with one of our agents about these additional coverage options.

Alternatively, you can opt for just the minimum required insurance as well; we encourage you to call an Aviva Direct insurance agent to get your preferred coverage.

As a first step, get a free quote online, then speak with our agents to see if you qualify for any of the following savings or discounts*:

• You could claim your reward for maintaining a good driving record with the Conviction Free Discount!
• You could save with our Graduated Licensing Discount—applicable for the first year when you move from G1 to G2 or G2 to G.
• Have a driver training certificate that you can show-off? Make the most of it: a certificate from a ministry-approved driving school earns you credit in terms of your driving record, which may help lower your auto insurance premiums.
• The best savings come in bundles! As an existing or prospective homeowner (house, condo) or tenant, you or your spouse can bundle your principal home and auto policies with Aviva Direct and benefit from a Combined Policy Discount. 
• Aviva Direct rewards a safety-first approach to driving with the Winter Tire Discount.
• Multi-Vehicle Discount: insuring more than one vehicle (belonging to you or your spouse) with us is not just a matter of convenience—it’s convenience at a discounted premium. 
• Retiree Discount: If you’re retired, you may benefit from a discount off your premium.

Your personal auto insurance will not cover you if you’re using your vehicle to carry paying passengers or for a ridesharing service like Uber/Lyft. You will need an add-on like Aviva Direct’s Coverage for Ridesharing. Call us to add this endorsement to your policy.

Aviva Direct offers the convenience of shopping for home or auto insurance from the comfort of your home.

• It’s digital, it’s Direct: in just 3 minutes—and in your own time—you can get a competitive quote and coverage options that work best for you.
• Personalized touch: with a quick phone call and guidance from our knowledgeable insurance agents, you can bind your policy—confidently.
• An efficient claims process: Customer service is our number 1 priority. Making an auto insurance claim with Aviva Direct is easy and starts with you filling out an online submission form. Alternatively, you can call 1-866-MY Aviva (1 866-692-8482) to speak with a claim representative. You will have the benefit of working with a dedicated claims team whose goal is to handle your request quickly and fairly.