We asked our claims department to share some insights from their claims data and offer safety advice for your RideLife drivers. Here’s what they had to say.
What is the biggest difference between motorcycle and passenger vehicle collisions?
Motorcycles have a much higher rate of single vehicles accidents than passenger vehicles, typically due to the driver losing control. In fact, almost half of accidents do not involve a collision with another vehicle on the road. In comparison, passenger vehicles are involved in multi-vehicle collisions at a much higher rate and have much fewer single vehicle accidents.
There can be a variety of reasons for motorcycles to crash, including poor weather or road conditions, speeding, and inexperienced driving. Factors that may not impact a passenger vehicle, such as poor lighting or debris on the road such as loose gravel, or even uneven pavement, can cause a motorcycle driver to lose control, particularly if they’re driving at a high rate of speed.
We’ve also seen that when a motorcycle accident does involve another vehicle, the other vehicle is more often at fault. In 2024, over three times as many accidents were caused by the passenger vehicle when involved in a collision with a motorcycle.
One of the main reasons for this is that drivers often struggle to see or predict the movements of motorcycles on the roads. Visually, drivers are used to seeing larger vehicles, leaving more opportunity for mistakes and a slow reaction time. Even something as simple as a vehicle opening their door can cause severe damage and injury to a motorcyclist.
It is extremely important that motorcyclists drive with a realistic understanding of the challenges other drivers have in seeing them. Defensive driving is incredibly important and being sure not to take actions with an expectation that another driver can see you.
What are some safety tips to help motorcyclists avoid accidents?
1) Wear visible clothing that can make you more visible to other drivers
2) Stay out of other vehicles’ blind spots and maintain the correct lane position as much as possible
3) Be cautious approaching intersections or if a vehicle is pulling out from a parking spot, driveway, or merge lane
4) Follow the law and speed limits to give yourself more time to react
5) Take a motorcycle safety course—they cover many of the basic skills needed to help with staying safe
While statistics and safety tips provide valuable insights, the most crucial element in preventing motorcycle collisions lies in a shared responsibility among all road users. Motorcyclists must remain vigilant and proactive, while drivers of larger vehicles must cultivate heightened awareness and respect for the unique vulnerabilities of two-wheeled riders.
By fostering a culture of mutual understanding and defensive driving practices, we can collectively work towards creating safer roads for everyone, ensuring that the thrill of the open road is enjoyed without the shadow of unnecessary risk.
