RV insurance British Columbia


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Insuring Canadian fun for over 60 years


Protection for your Class A, B or C motorhome

Towed trailer

Protection for your travel or tent trailer, horse/stock, camper unit, toy hauler or fifth wheel.

Stationary trailer

Protection for your park model/permanently parked trailer.

RV Insurance - coverage for your motorhome and trailer

A motorhome or trailer offers the adventure of travel with the comforts of home. The feeling of being at home wherever you may be. The thrill of hitting the road for a few weeks every summer. 

Whether you’re en route or have arrived at your destination, you want to know that your recreational vehicle is protected. No matter what kind of unit you own, we offer the motorhome insurance and trailer insurance you need so that you can have fun while RVing.

Motorhome policies with standard automobile (physical damage) coverage

Coverage can extend beyond the unit

  • ERSBasic (emergency roadside service)
  • Personal effects in a motorhome
  • Emergency vacation expense

Towed and stationary trailer policies with property coverage

Coverage can extend beyond the unit

  • ERSBasic (for towed trailer only)
  • Extended warranty on appliances
  • Frozen food protection
  • Lock replacement

Want to know more about optional coverages for motorhomes and trailers?

For motorhomes

ERSElite (emergency roadside assistance)*

Enhanced emergency roadside assistance, including trip planning, travel and emergency medical advice, pet assitsance, and more.

Additional third-party automobile liability*

Increases the third party liability coverage included in the ICBC policy for more protection.


For towed and stationary trailers

Water protection endorsement

Coverage for loss or damage due to sewer back up or overland water. Learn more.

Replacement cost plus endorsement

Upgrade an All Risk Replacement Cost policy that provides more than replacement cost, after a covered claim.

Guaranteed replacement cost endorsement 

Upgrade an All Risk Replacement Cost policy that provides a new model even if it costs more, after a covered claim.

Rental network sharing endorsement

Allows your unit to be listed for rent on the Outdoorsy RV-sharing platform. Learn more.

For towed trailers only

ERSElite (emergency roadside service)

Enhanced emergency roadside assistance, including trip planning, travel and emergency medical advice, pet assistance, and more.

U.S. exposure endorsement

Coverage for travel in the continental United States up to 180 days.


Get expert advice for your insurance needs

Your lifestyle matters to us

You'll benefit from dedicated, expert claims service that helps you get back to doing the things you love.

Quick response makes the most of every season

No waiting until Monday to start a claim. You can call our  24/7 dedicated phone line to talk to an Aviva Lifestyle expert who will get things started for you, or report a claim online. The season is short; we’ll work hard to make sure you get to enjoy it.

Dedicated claim adjusters who know RVs

Our claim adjusters are enthusiasts too. They know the coverages inside and out, and the settlement options for every policy.

Choice of top-rated vendors


Priority service with top-rated vendors to get the job done right. We work with local expert appraisers, surveyors, dealers, and repair facilities, and you always have the option to choose your own.

RV-sharing insurance*

Market-leading insurance protection for RV owners and renters on Outdoorsy. Renters and owners are covered by Outdoorsy’s commercial policy during any delivery and rental period.
Learn more
A person handing another person keys to the parked rv for RV- sharing insurance

What Aviva Lifestyle offers

Expert claim service

Care and attention from dedicated claim adjusters who are enthusiasts too.

Stand-alone policies

Coverage and extra built-in benefits are designed for your Lifestyle policy.

Optional coverages

A variety of optional coverages for even more protection.

Additional savings

Discounts to help you save.

Have more fun to cover?


Collector Car


Have a home, multiple cars, and more?

Get expert advice for more complex insurance needs.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker to learn more. Insurance products are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. Product availability varies by province. Aviva and the Aviva logo are trademarks used under license by the licensor. *Availability and pricing vary by province. Certain terms and conditions apply. Please contact your insurance broker for more information.