Condo insurance

Condo insurance coverage, your way

We insure over 100,000 condos across Canada

Your condo is one of the most important purchases you’ll ever make. Make sure it’s protected with coverage created specifically for condo owners. 

Choose the right coverage

Enjoy standard features and choose from optional types of coverage

Available discounts

With Aviva, you always get comprehensive coverage at competitive rates. You can also save even more with discounts for:

  • Combining your auto and condo insurance policies with us
  • Being claims-free
  • Being a loyal Aviva customer
  • Being mortgage-free

Standard coverage

Standard coverage offers great value and protection for:
  • The contents of your unit 
  • Upgrades to your unit, such as new flooring or cabinetry 
  • Accidental property damage to your building and surrounding units
  • Personal liability of at least $1 million 
  • Any assessments set by your condominium board

Optional coverages

Need enhanced coverage? Customize your policy to meet your needs with these add-ons.

To learn more about these options contact your insurance representative.

Water protection

Get additional protection with sewer back-up and overland water coverage.

ID theft

Coverage can include: enhanced credit and debit card coverage, lost income protection, legal fees and more.

Earthquake insurance

Earthquake add-on options to help you protect your home and belongings.


For property owners who share their homes through a rental network like AirBnB or VRBO. 

Home-based business

You’ll get peace of mind knowing that your inventory, computers, files and more will all be covered.


Claim protector

Keep your claims-free discount after your first claim.

Disappearing deductible

Reduce your deductible every year you don’t make a claim. 

Green assure

Replace damaged items with eco-friendly alternatives. It covers windows, furnaces, doors and more.

Combine and Save

Enjoy the added convenience of aligned renewal dates and receive your policies in a single envelope when you combine your auto and condo insurance policies. You’ll also enjoy additional coverage and extra savings.
Learn more

The condominium insurance you need

With Aviva's condo insurance, you'll get:

Combine and save

You’ll get a discount and convenient features when you combine your auto and condo insurance policies.

The opportunity to customize your policy

You’ll enjoy the standard features of your policy and can choose from optional benefits tailored to your unique needs.

Claims Service Satisfaction Guarantee*

We guarantee your satisfaction with Aviva’s claims service, or your money back.

Insurance brokers, the right choice for you

Get expertise for your insurance needs from coverages, pricing options, claims support and discounts. 

*We will pay you an amount equal to the annual premium of your policy at the time of loss, in addition to any settlement amount you receive for your claim. Terms and conditions apply.