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RV insurance

RVLife

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More than 220,000 claims handled in 2016

Motor home (automobile)

Protection for your class A or C motor home on an automobile policy.

Motor home (property)

Protection for your class A, B or C motor home on a property policy.

Towed trailer

Protection for your travel or tent trailer, horse/stock, camper unit, toy hauler or fifth wheel.

Stationary trailer

Protection for your park model/permanently parked trailer.

RV Insurance

The adventure of travel with the comforts of home. The feeling of being at home wherever you may be. The thrill of hitting the road for a few weeks every summer. 

Whether you’re en route or have arrived at your destination, you want to know that your recreational vehicle is protected. No matter what kind of unit you own, we offer the protection you need so that you can have fun while RVing. 

Motor home policies with standard automobile coverage

Coverage can extend beyond the unit

  • Emergency vacation expense
  • Personal effects in a motor home

Motor home policies with property coverage

 

Coverage can extend beyond the unit

  • ERSBasic (emergency roadside service)
  • Extended warranty on appliances
  • Frozen food protection
  • Lock replacement

Towed and stationary trailer policies with property coverage

Coverage can extend beyond the unit

  • ERSBasic (for towed trailer only)
  • Extended warranty on appliances
  • Frozen food protection
  • Lock replacement

Want to know more about optional coverages?

For motor home      (auto)

Loss of use

Covers the cost for a substitute motor home while the unit is being repaired after a covered claim.

Additional emergency vacation expense

Increases the coverage for emergency vacation expenses included in the policy for more protection.

Family protection endorsements

Extends third party liability coverage for vehicle accidents where the other motorist doesn't have enough coverage to pay for an injury claim.

For motor home (property)

Water protection endorsement

Coverage for loss or damage due to sewer back up or overland water. Learn more.

ERSElite (emergency roadside service)

Enhanced emergency roadside service, including trip planning, travel and emergency medical advice, pet assistance and more.

U.S. exposure endorsements

Coverage for travel in the continental United States up to 180 days.

Rental network sharing endorsement

Allows your unit to be listed for rent on the Outdoorsy RV-sharing platform. Learn more.

For towed and stationary trailers

Water protection endorsement

Coverage for loss or damage due to sewer back up or overland water. Learn more.

Guaranteed replacement cost endorsement 

Upgrade an All Risk Replacement Cost policy that provides a new model even if it costs more, after a covered claim.

Replacement cost plus endorsement 

Get up to 110% of your trailer’s coverage amount after a covered claim.

Rental network sharing  endorsement

Allows your unit to be listed for rent on the Outdoorsy RV-sharing platform. Learn more.

For towed trailers only

ERSElite (emergency roadside service)

Enhanced emergency roadside assistance, including trip planning, travel and emergency medical advice, pet assistance, and more.

U.S. exposure endorsement

Coverage for travel in the continental United States up to 180 days.

 

Get expert advice for your insurance needs

Your lifestyle matters to us

You'll benefit from dedicated, expert claims service that helps you get back to doing the things you love.

Quick response makes the most of every season

No waiting until Monday to start a claim. You can call our  24/7 dedicated phone line to talk to an Aviva Lifestyle expert who will get things started for you, or report a claim online. The season is short; we’ll work hard to make sure you get to enjoy it.

Dedicated claim adjusters who know RVs

Our claim adjusters are enthusiasts too. They know the coverages inside and out, and the settlement options for every policy.

Choice of top-rated vendors

 

Priority service with top-rated vendors to get the job done right. We work with local expert appraisers, surveyors, dealers, and repair facilities, and you always have the option to choose your own.

RV-sharing insurance*

Market-leading insurance protection for RV owners and renters on Outdoorsy. Renters and owners are covered by Outdoorsy’s commercial policy during any delivery and rental period.
Learn more
Aviva offers Rv-Sharing insurance for RV owners

What Aviva Lifestyle offers

Expert claim service

Care and attention from dedicated claim adjusters who are enthusiasts too.

Stand-alone policies

Coverage and extra built-in benefits designed for your vehicle or property on an individual policy.

Optional coverages

A variety of optional coverages for even more protection.

Additional savings

Discounts to help you save.

Have more fun to cover?

Boat

Collector Car

Motorcycle

Have a home, multiple cars, and more?

Get expert advice for more complex insurance needs.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wordig. Please speak with your Aviva insurance broker to learn more. Insurance products are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. Product availability varies by province. Aviva and the Aviva logo are trademarks used under license by the licensor.