Manufactured homes

Tiny homes, dream homes, seasonal homes and rental homes can all be covered by Aviva’s Manufactured Homes Product.

Aviva’s Manufactured Homes product was designed to address trends like downsizing, housing affordability issues and the demand for tiny homes.

The Manufactured Home Product has been aligned to have similar eligibility and exclusions as Aviva’s Homeowners’ Product. Whether they live in a manufactured home year-round, seasonally or rent it out, here’s what your customers need to know.

Manufactured homes covered

  • Modular homes
  • Mini or tiny homes
  • Mobile homes
  • Double-wide homes

Included in all policies

  • Coverage for the home
  • Belongings in the home
  • Detached buildings on the property, such as a garden shed
  • Personal liability, up to $1 million
  • Living expenses while home is being repaired or rebuilt

Optional coverage enhancements

  • Overland water protection, including base policy water protection and sewer back-up coverage
  • Home Protect Bundle & Home Repair Assure
  • Identity Theft
  • Guaranteed Replacement Cost for newer homes; for homes up to 25 years old or older that have been renovated choose to get the full cost to rebuild up to the policy limit
  • Liability up to $2 million
  • Increased contents


  • Being claims free
  • Being mortgage free
  • Having safety devices installed, such as a burglar alarm
  • Owning a factory-built double-wide home
  • Having a newer home

Learn more

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Get more details about this product in the Resource Centre