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Cottage

Is there any place more fun than the cottage in the summer time? You can provide expansive coverage for your customers’ fun home.

Whether it’s a secondary home, a seasonal retreat or a weekend getaway, cottaging is a Canadian way of life. Aviva’s cottage coverage options allow leisure-seekers to get away from it all themselves – or rent out their cottage to others.

Cottages covered

Secondary property or Seasonal only use
Island cottages
Cottages accessed by water
Log cabins
Standalone policies
Out of province or multiple ownership
Rented cottages
Cottages with wet boathouses or additional waterfront property

Included in all policies*

Guaranteed Replacement Cost
Single Limit Coverage
Docks, hot tubs, bunkies and sheds
Rental coverage (30 days), with Rental Income Protection
Damage caused by bears, raccoons and squirrels
Collapse – for both building and contents

Optional coverage enhancements*

Up to 180-day endorsement to extend 30-day rental coverage
Wet boathouses
Additional waterfront locations not within the cottage premises

Discounts

Centrally-monitored burglar alarm
Bundling home/auto/cottage
Claims free
Centrally monitored heat sensor
Mature
Power outage detection alarm
Water alarm

Learn more

Visit LeisureQuote to quote, bind and request changes and endorsements for this product.

Get more details about this product in the Resource Centre.

*Availability and pricing vary by province. Terms and conditions apply.

Make a claim or Call us or FAQ

Make a claim

There when you need us
1-866-MYAVIVA (1-866-692-8482)

Call us and a claims care advisor will ensure you receive fast, reliable and personal support. Or submit your claim online.

Submit your auto claim

Submit your property claim

Call us

For general inquiries call
1-800-387-4518

TTY:
1-800-855-0511

Monday to Friday: 8:00 am - 8:00 pm ET

FAQ

What is insurance?: Insurance is a safety net to protect you and your family’s financial well-being in the case of an unexpected loss. It is a legal arrangement that guarantees support in the event of a covered accident or incident.
Is the insurance industry regulated?: Yes, by provincial governments whose role it is to ensure fairness and quality in the industry.
How do I make a claim?: If you’re in a car accident or something happens to your home, claims experts will walk you through filing a claim. Call 1-866-692-8482 to begin.

Insurance. Just Smarter.

Aviva Direct gives you the protection you need, support when you want it and expediency all the way through.

Auto Insurance

Whether you need car insurance for one or more vehicles, our insurance representatives will help you find the coverage you need.

Postal Code

Insurance. Just Smarter.

Aviva Direct gives you the protection you need, support when you want it and expediency all the way through.

Home Insurance

Whether you own a house, condo, or rent, our insurance agents will help you find the right protection for the things that matter most to you.

Postal Code

Insurance. Just Smarter.

Aviva Direct gives you the protection you need, support when you want it and expediency all the way through.

Auto Insurance
Home Insurance

Whether you need car insurance for one or more vehicles, our insurance representatives will help you find the coverage you need.

Postal Code

Whether you own a house, condo, or rent, our insurance agents will help you find the right protection for the things that matter most to you.

Postal Code