Is there any place more fun than the cottage in the summer time? You can provide expansive coverage for your customers’ fun home.

Whether it’s a secondary home, a seasonal retreat or a weekend getaway, cottaging is a Canadian way of life. Aviva’s cottage coverage options allow leisure-seekers to get away from it all themselves – or rent out their cottage to others.

Cottages covered

  • Secondary property or Seasonal only use
  • Island cottages
  • Cottages accessed by water
  • Log cabins
  • Standalone policies
  • Out of province or multiple ownership
  • Rented cottages
  • Cottages with wet boathouses or additional waterfront property

Included in all policies*

  • Guaranteed Replacement Cost
  • Single Limit Coverage
  • Docks, hot tubs, bunkies and sheds
  • Rental coverage (30 days), with Rental Income Protection
  • Damage caused by bears, raccoons and squirrels
  • Collapse – for both building and contents

Optional coverage enhancements*

  • Up to 180-day endorsement to extend 30-day rental coverage
  • Wet boathouses
  • Additional waterfront locations not within the cottage premises


  • Centrally-monitored burglar alarm
  • Bundling home/auto/cottage
  • Claims free
  • Centrally monitored heat sensor
  • Mature
  • Power outage detection alarm
  • Water alarm

Learn more

Visit LeisureQuote to quote, bind and request changes and endorsements for this product.

Get more details about this product in the Resource Centre.


*Availability and pricing vary by province. Terms and conditions apply.