ATV and Snowmobile insurance Quebec


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RideLife insures over 100K motorcycles and off-road vehicles across Canada

Protection to conquer the trails...


Coverage for ATVs and snowmobiles.

…with coverage that fits your lifestyle...


Standard auto coverage that recognizes the seasonal use of your off-road vehicles. policy add-ons for even more coverage

Get more protection with optional coverages.

ATV and snowmobile insurance in Quebec

A favourite local spot or a multi-day adventure. Family trips or fun with friends. When the snow flies or in the thick of summer. When you hit the trails or conquer new terrain, you want to know that your off-road vehicle is protected.

An ATV and snowmobile policy covers...

  • Indemnity for material damages to the vehicle insured
  • $2,500 coverage for the accessories
  • Deletion of the deductible in case of total loss or hit and run if more than one vehicle insured
Man on ATV open trail with ATV and snowmobile insurance

Coverage extend beyond your off-road vehicle

  • Civil liability up to $2M
  • Snowmobile: 10% discount if you choose the full coverage: civil liability and damages to vehicle insured
  • Full coverage for 12 months
A group on snowmobiles on trail with falling snow

Want to know more about optional coverages?

Accessories, chrome, equipment

Ability to increase the coverage for accessories and equipment up to $25,000 (including taxes).

Electronic equipment and other accessories

Covers electronic equipment added to the vehicle up to $2,500.

Personal effects of the insured

Covers the insured's clothing and accessories for riding the vehicle during a covered loss.

Waiver of depreciation

Coverage up to the vehicle’s purchase price for 5 years if it is a total loss after a covered claim.

Death/dismemberment indemnity and medical expenses and total disability

Covers bodily injury, total disability, loss of member or death of the insured.

For expert advice and an ATV or snowmobile insurance quote that's right for you

Your lifestyle matters to us

You'll benefit from dedicated, expert claims service that helps you get back to doing the things you love.

Quick response makes the most of every season

No waiting until Monday to start a claim. You can call our  24/7 dedicated phone line to talk to an Aviva Lifestyle expert who will get things started for you, or report a claim online. The season is short; we’ll work hard to make sure you get to enjoy it.

Dedicated claim adjusters who know off-road vehicles

Our expert claim adjusters are enthusiasts too. They know the coverages inside and out, and the settlement options for every policy.

Choice of top-rated vendors


Priority service with top-rated vendors to get the job done right. We work with local expert appraisers, surveyors, dealers, and repair facilities, and you always have the option to choose your own.

What Aviva Lifestyle offers

Expert claim service

Care and attention from dedicated claim adjusters who are enthusiasts too.

Stand-alone policies

Coverage and extra built-in benefits designed for your vehicle or property on an individual policy.

Optional coverages

A variety of optional coverages for even more protection.

Additional savings

Discounts to help you save.

Have more fun to cover?



Collector car

Have a home, multiple cars, and more?

Get expert advice for more complex insurance needs.

The content in this document is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker to learn more. Insurance products are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. Aviva and the Aviva logo are trademarks used under license by the licensor.