Boat at the dock

Boat insurance Ontario

NauticLife

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NauticLife Watercraft Insurance trusted by over 100,000 customers

Protection for the way you use your boat...

Cruise in Canada or the northern U.S. knowing your boat or watercraft is covered with the right insurance.

...with insurance coverage that fits your boating lifestyle...

Boat insurance coverage such as marine assistance, accident benefits and medical, along with emergency towing and loss of use are included in every insurance policy.

...plus boat insurance policy add-ons for even more coverage

Get more marine protection such as navigational extensions and incidental use with our boat insurance policies.

Boat insurance Ontario

Whether you're cruising the waters, bobbing aimlessly under the sunshine on the lake, or relaxing on the deck of a houseboat, you want to know your boat is protected. No matter what kind of boat you own for pleasure use, from fishing boat insurance to yacht insurance, we offer the boat insurance coverage and protection you need to enjoy every minute on the water.

A boat insurance policy covers...

  • Fire, explosion, theft, and vandalism
  • Lightning, hail, and windstorm damage
  • Vermin damage
  • Underwater impact
  • Collision
Boat at dock with family in it pointing into distance

Insurance coverage that extends beyond your boat

  • Medical/death/funeral benefit
  • Emergency towing and loss of use
  • Pollution and wreck removal
  • Personal effects
Young lady sitting on the side of boat holding onto hat

Want to know more about optional marine insurance coverages?

Navigational extension

Adds coverage for travel to the West Coast of the U.S., southern U.S., Caribbean, and Bahamas.

Incidental use

 

Additional liability coverage for occasional use of your watercraft to entertain clients, or for charity or volunteer work.

Increased loss of use

 

Coverage for the cost of a replacement boat, rental car, taxi, or public transit while your boat is being repaired after a covered claim.

Guaranteed replacement cost

An upgrade from agreed value/replacement cost that provides a new model, even if it costs more after a covered claim.

Get expert advice and a boat insurance quote that's right for you

Your lifestyle matters to us

You'll benefit from dedicated, expert claims service that helps you get back to doing the things you love.

Quick response makes the most of every season

No waiting until Monday to start a boat insurance claim. You can call our 24/7 dedicated phone line to talk to an Aviva Lifestyle boat insurance policy expert who will get things started for you or report a claim online. The season is short; we’ll work hard to make sure you get to enjoy it.

Dedicated claim adjusters who know boats

Our expert claim adjusters have boats and are enthusiasts too. They know the boat insurance coverages inside and out, and the settlement options for every policy.

Choice of top-rated vendors

 

Priority service with top-rated vendors to get the job done right. We work with local expert appraisers, surveyors, dealers, and repair facilities, and you always have the option to choose your own.

What Aviva Lifestyle offers

Expert claim service

Care and attention from dedicated claim adjusters who are enthusiasts too.

Stand-alone policies

Coverage and extra built-in benefits are designed for your Lifestyle policy.

Optional coverages

A variety of optional coverages to further insure your boat and offer even more protection.

Additional savings

Discounts to help you save.


Aviva Marine Assistance

Assistance services designed for the boating lifestyle are included in every policy.

 

Learn more
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Fun Side of Life

Get ready to experience everything the Canadian lifestyle has to offer.

 

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Have more fun to cover?

Cottage

Collector Car

Motorcycle

Do you have a cottage, RV, motorcycle, collector car and more?

Get expert advice for your specialized insurance needs.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker if you would like to learn more. Insurance products are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. NauticLife and associated work marks and logos are trademarks, designs and other forms of intellectual property of Aviva Canada Inc. Aviva and the Aviva logo are trademarks used under license by the licensor. Availability and pricing vary by province. Certain terms and conditions apply. Please contact your insurance broker for more information.