Motorcycle Insurance

Cruise with confidence

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We insure over 2.1 million vehicles across Canada

Whether you prefer cruising or touring, we’ll help protect your motorcycle with specialized coverage that fits your needs and budget. Our motorcycle insurance is designed specially for experienced riders (not available in British Columbia, Saskatchewan and Manitoba). 

Choose the right coverage

Enjoy standard features and choose from optional types of  coverage

Available discounts

Discounts are available for*:

  • Bundling your home, auto and motorcycle insurance policies with us 
  • Insuring more than one motorcycle with us
  • Installing or having anti-theft and advanced safety device
  • Gaining experience riding your bike and completing training
  • Having a vintage bike

Standard coverage

Aviva’s motorcycle insurance is for experienced riders with the following types of bikes:
  • Cruisers
  • Touring bikes
  • Standard motorcycles
  • Sports bikes
  • Scooters

Like a standard auto insurance policy, motorcycle insurance policies include coverage for:

  • Injury, death or property damage to others 
  • Healthcare costs and loss of income for you or your family
  • No restrictions if your motorcycle is stolen

Optional coverages

Need enhanced coverage? Customize your policy with these add-ons:

To learn more about these options contact your insurance representative.

Waiver of depreciation

If your bike is damaged beyond repair in an accident, we’ll pay you up to your motorcycle’s original value. 

Satellite roadside assistance

Get rider’s emergency roadside assistance 24/7 across Canada and the U.S.


Loss of use coverage

Covers the cost for a motorcycle, rental car, taxi or public transit while your bike is in for repairs.

Personal effects coverage

Coverage of up to $2,500 for personal effects that you usually carry.

The motorcycle insurance you need

With Aviva's motorcycle insurance, you'll get:

Combine and save*

You’ll get a discount and convenient features when you combine your home, vehicle and motorcycle insurance policies.

Opportunity to customize your policy

You’ll enjoy the standard features of your policy and can choose from optional coverages to your suit your unique needs.

Claims Service Satisfaction Guarantee**

We guarantee your satisfaction with Aviva’s claims service, or your money back.

Frequently asked questions

We answer your questions on Aviva’s motorcycle insurance

Are the belongings I take with me on my motorcycle covered?

If you have our Personal Effects coverage add-on, your personal items are covered up to $2,500.

Are the custom features I've added to my motorcycle covered?

We have additional protection available for your motorcycle’s trailers, leathers, sidecars, and more. 

Am I covered if I get stuck at the side of the road or need to stay somewhere while my motorcycle is being fixed?

Our motorcycle insurance policy includes Satellite Roadside Assistance, an emergency roadside assistance program that provides towing, flat tire replacement, battery boost, emergency fuel delivery, and extrication/winching services.

For more protection, you can add: 

  • Loss of Use coverage - covers the cost for a motorcycle, rental car, taxi or public transit while your bike is in for repairs.
  • Emergency Vacation Expense coverage -  pays for expenses to help you return home after an insured loss.

I just bought a second motorcycle. Do I need a separate motorcycle insurance policy?

You can simply add it to your existing motorcycle insurance policy. 

Insurance brokers, the right choice for you

Get expertise for your insurance needs from coverages, pricing options, claims support and discounts. 

*Availability and pricing vary by province. Please contact your insurance broker for more information.

**We will pay you an amount equal to the annual premium of your policy at the time of loss, in addition to any settlement amount you receive for your claim. Terms and conditions apply.