Boat insurance

NauticLife formerly known as NautiMax®

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Trusted by over 2.4 million customers

Protection for the way you use your boat


Cruise anywhere in Canada or the northern U.S. knowing you're covered.

...with coverage that fits your boating lifestyle

Coverage such as marine assistance, accident benefits and medical, and emergency towing and loss of use included in every policy. policy add-ons for even more coverage

Get more protection such as navigational extensions and incidental use.

Boat insurance in Ontario

Whether you're cruising the waters, bobbing aimlessly under the sunshine, or relaxing on the deck of a houseboat, you want to know your boat is protected. No matter what kind of boat you own for pleasure use, we offer the protection you need to enjoy every minute on the water.

A boat policy covers...

  • Fire, explosion, theft and vandalism
  • Lightning, hail and windstorm damage
  • Impact or collision
  • Vermin damage
Boat at dock with family in it pointing into distance

Coverage extend beyond your boat

  • Medical/death/funeral benefit
  • Emergency towing and loss of use
  • Pollution and wreck removal
  • Personal effects
Young lady sitting on the side of boat holding onto hat

Want to know more about optional coverages?

Navigational extension

Adds coverage for travel to the southern U.S., Caribbean and Bahamas.

Incidental use


Additional liability coverage for occasional use of a watercraft to entertain clients, or for charity or volunteer work.

Increased loss of use


Coverage for the cost of a replacement boat, rental car, taxi, or public transit while your boat is being repaired after a covered claim.

Guaranteed replacement cost

An upgrade from agreed value/replacement cost that provides a new model, even if it costs more after a covered claim.

Get expert advice and a boat insurance quote that's right for you

Your lifestyle matters to us

You'll benefit from dedicated, expert claims servie that helps you get back to doing the things you love.

Quick response makes the most of every season

No waiting until Monday to start a claim. You can call our  24/7 dedicated phone line to talk to an Aviva Lifestyle expert who will get things started for you, or report a claim online. The season is short; we’ll work hard to make sure you get to enjoy it.

Dedicated claim adjusters who know boats

Our expert claim adjusters are enthusiasts too. They know the coverages inside and out, and the settlement options for every policy.

Choice of top-rated vendors


Priority service with top-rated vendors to get the job done right. We work with local expert appraisers, surveyors, dealers, and repair facilities, and you always have the option to choose your own.

What Aviva Lifestyle offers

Expert claim service

Care and attention from dedicated claim adjusters who are enthusiasts too.

Stand-alone polices

Coverage and extra built-in benefits designed for your vehicle or property on an individual policy

Optional coverages

A variety of optional coverages for even more protection.

Additional savings

Discounts to help you save.

Aviva Marine Assistance

Assistance services designed for the boating lifestyle included in every policy.

Learn more
Father and daughter sitting on front of speed boat while mother watches

Got more fun to cover?


Collector car


Have a home, multiple cars, and more?

Get expert advice on more complex insurance needs.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker if you would like to learn more. Insurance products are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. Nautimax and associated work marks and logos are trademarks, designs and other forms of intellectual property of Aviva Canada Inc. Aviva and the Aviva logo are trademarks used under license by the licensor. Availability and pricing vary by province. Certain terms and conditions apply. Please contact your insurance broker for more information.