Alberta Roof and Siding endorsement

Be ready before the hail hits

Severe hailstorms are common June - September in Alberta

Prepare, Prevent, Protect

Albertans can lessen the damage inflected by these severe weather events by taking steps to prepare, prevent and protect their property in the event of a hailstorm.


Have an emergency kit ready:

  • Flashlight
  • Water
  • Snacks
  • First Aid
  • Batteries

Stay away from windows & doors.

Store/secure patio furniture, BBQs, etc.

Park car in carport/garage (if possible).


Install hail-resistant materials:

  • Class 4 asphalt shingles
  • Concrete, clay or slate tiles
  • Rubber
  • Wood shakes or shingles

These upgrades can reduce the damage storms can bring.


In the event of an insured loss, Aviva’s Roof & Siding coverage offers up to $2,500 for purchase of hail-resistant materials to replace roof/siding.

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Have a claim?

How the Roof & Siding coverage works

Coverage applies to damage from a hailstorm, windstorm or the weight of ice, snow or sleet.*

Age Adjusted Cost Factor

A claim is settled based on Age Adjusted Cost. This approach factors in the material and its age at the time of the insured loss. (Replacement /repair costs are subject to reduction from installation date to the date of loss or damage.)*

Roof or siding material covered in a qualifying loss

Coverage includes*:

  • Asphalt shingles (excluding Class 4 Hail Resistant)
  • Flat roofs made of tar and gravel
  • Membrane and siding that is vinyl and or aluminum

Minimum deductible

The minimum deductible is $2,500 per claim.*

Access additional support

The cit of Calgary offers a rebate program up to $3000 for eligible residents who complete hail damage mitigating renovations using Class 4 hail-resistant roofing materials.**
Not in Calgary? Consult your municipality or region to see if similar rebates are available.

Learn more

Our Climate Commitment to Customers

In 2021, we announced our plan to become a net zero carbon emissions company by 2040. Aligned to this, and as the frequency and intensity of extreme weather increases, we are working to reduce the impact of climate change on our customers’ lives, helping them to become more resilient and mitigate future disruptions from extreme weather events.

Aviva and the Aviva logo are trademarks used under license by the licensor. The content on this page is for information purposes only.

*The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker if you would like to learn more.

** City of Calgary

Contact your broker today to learn more