Umbrella Liability

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Your public or professional profile could expose you to a greater risk for liability claims. Speak with your insurance broker to learn more about this coverage. If you don’t have an insurance broker, you can find one here. 

Coverage highlights

Ovation’s Umbrella Liability provides additional protection and higher limits for your distinct personal liability needs. This is in addition to the basic coverage included in your home, auto or watercraft insurance policies.

Independent legal consultation

In the event of a lawsuit, we will pay up to $25,000 for you to secure your own lawyers to review and consult on defense provided by Aviva’s lawyers.

Public image consultation

In the event of a lawsuit, we will pay up to $25,000 for you to secure public image consultants to repair or manage your reputation.

Worldwide coverage

Ovation’s personal umbrella liability covers you anywhere in the world.

No deductible

You do not have to pay a deductible in the event of a claim.

Rental vehicle

If you rent a vehicle anywhere in the world, you are covered for damages to the vehicle and your legal liability for the length of your rental.  

Additional coverage features

Ovation’s Umbrella Liability also covers you for:

  • Non-profit directors and officers – wrongful acts as a director or officer of a condominium corporation or non-profit organization.
  • Personal injury – libel, slander and defamation of character.

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