Household Lifestyle Protection

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Ovation’s Household Lifestyle Protection provides support if you and your family experience a traumatic event. Speak with your insurance broker to learn more about this coverage. If you don’t have an insurance broker, you can find one here.

Coverage highlights

This optional coverage pays up to $250,000 for expenses to help you recover after an event such as a kidnapping, home invasion or violent threat. From professional services provided by a psychiatrist or security consultant, to medical, travel, or relocation expenses, Ovation has you covered.

Professional services

We cover up to $100,000 for the professional services of a forensic analyst, public relations consultant, interpreter, security consultant, or negotiator.

Private security services

We will cover up to $25,000 for additional professional security guards. We will also pay up to $5,000 for modifications to improve the security of your home, car or watercraft to avoid a similar event from happening again.

Medical expenses

We will pay up to $50,000 per person (up to $100,000 in total) for medical expenses you incur.

Recuperation expenses

We will pay up to $25,000 for travel, accommodation, meals and recreational activities as part of rest and rehabilitation prescribed by your health care provider.

Loss of income

Coverage up to $30,000 if you are not able to work for up to 60 days after a covered event.


We will pay up to a $50,000 as a reward to anyone who provides information leading to the resolution, victim recovery, or arrest and conviction of those responsible for the covered event.

Other features

Ovation’s Household Lifestyle Protection includes:

  • Death and dismemberment coverage
  • Coverage for expenses related to modifications to make your home and vehicle accessible

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