Ovation® Equipment Breakdown

Even the finest things can malfunction

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Luxury homes often have specialized electrical and mechanical systems that aren’t usually covered for sudden and accidental breakdown by a typical home insurance policy. From home theatres to climate-controlled wine systems, automatic sprinklers, pool equipment, and more, Ovation® has the coverage you need.

Coverage highlights


You can choose a lower deductible for this coverage.

Additional Living Expenses

If damage from a covered claim makes your home uninhabitable, and you have to move out during repairs, we pay for any necessary, additional living expenses, including moving costs.

Environmental Upgrade

In the event that damage from a covered claim requires you to replace your equipment, we cover a portion of the cost to replace it with an energy efficient or environmentally friendly option.

Rental Income

If the equipment breakdown happens in an area of your home that is being rented to tenants who need to move out during repairs, we pay for your lost rental income in the event of a covered claim.

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The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker if you would like to learn more. Aviva and the Aviva logo are trademarks used under license by the licensor. Ovation® and its associated word marks and logos are trademarks, designs and other forms of intellectual property owned by Aviva Canada Inc. Ovation® insurance products are underwritten by Aviva Insurance Company of Canada, Traders General Insurance Company and Elite Insurance Company.