Program and Portfolio Solutions

Innovative insurance programs built for growth

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Rated AA- by Standard and Poor’s and Fitch Ratings

Partner with an expert who delivers results

Managing the specialized risk of an entire business association, affinity group, or niche segment requires capacity and insight engineered for scale. As one of Canada's largest programs insurers, we deliver the strategic structure, deep market knowledge, and dedicated expertise necessary to safeguard complex groups and specialty segments.

Industry sector expertise

We offer deep sector expertise across six focused marketplaces:

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Communities and Care

Supporting essential services across healthcare—including aging care, allied health, and pharmacies—as well as the public sector such as municipalities and education, First Nations, and the non-profit community.

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Consumer

Serving dynamic consumer-focused industries including food and beverage, retail, professional services, and franchise organizations.

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Earth

Advancing sustainability through partnerships in renewable energy, environmental services, forestry and wood products, and agriculture.

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Warranty

Delivering specialized solutions for original equipment manufacturers (OEMs), including extended warranties, embedded insurance products, and automotive vehicle replacement products.

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Auto

Empowering the mobility ecosystem—automotive retailers, last-mile and long-distance logistics fleet and passenger transportation providers.

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Create

Driving innovation and growth in construction and manufacturing.

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Key capabilities

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Comprehensive suite of offerings

Full range of solutions, including retail, full-service program propositions, and delegated capacity leveraging Aviva’s superior underwriting expertise.  

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In-depth segment knowledge

 Segment-specific teams provide specialized insights and engagement in industry associations and among influencers.

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Analytics

Portfolio analysis supported by actuarial inputs, claims analysis, and segment-specific risk control consulting.

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Product development

Co-creation, product, proposition, and market development for solution-gapped industries.

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Distribution support

Solutions to drive retention, earn new business, and deliver value to buying groups.

The Aviva difference

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Prevention-first approach

Our offering centres on prevention, combining technological innovation with risk management to focus on the specific needs of the clients we serve.

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Tailored claims management

Our client-centred approach ensures that clients and brokers get the right support throughout the entire claims process, every step of the way.

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Defensible claims philosophy

We use an industry-leading defensible claims approach that aims to support, protect, and defend our clients.

News & insights

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13 May 2026

Expanding businesses require specialized expertise, long-term insurer relationship

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Worker maintaining industrial equipment at a facility.

13 May 2026

Why regular maintenance is crucial for your balance sheet

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Vehicles travelling on a multi-lane highway

13 May 2026

What the 2026 Ontario auto reform means for your business

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Emergency Wildfire Response

18 Feb 2026

2026 reinsurance outlook: Stability, strategy and the search for balance

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Ready to manage specialized risk with confidence?

Discover how Aviva’s Global Corporate & Specialty division can deliver innovative Program & Portfolio Solutions for your business.

Aviva and the Aviva logo are trademarks of Aviva plc. and are used under license by Aviva Canada Inc. and its subsidiary companies. This guide provides an outline of coverage and eligibility requirements only. For exact terms, definitions, limitations, and extensions, please refer to the policy. Policies provided by GCS Programs & Portfolio Solutions are underwritten by Aviva Insurance Company of Canada. Warranty plans may also be provided by Aviva Warranty Services Inc. Risk Management and Claims services are provided by Aviva Canada Inc., and a network of external partners.