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Warranty

Innovative solutions tailored to client needs

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Rated AA- by Standard and Poor’s and Fitch Ratings

Managing warranty programs for the dynamic commercial and personal property risk sectors requires specialized capacity and deep market insight.

Aviva’s Global Corporate & Specialty (GCS) division meets the specific requirements of non-traditional and specialty risk markets across Canada. We’re committed to fostering high-quality relationships, demonstrating a high level of customer knowledge and account understanding in every interaction.

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Business we serve best

We provide solutions for a wide range of businesses, including:

  • Automotive: Vehicle manufacturers, dealerships, and repair shops.
  • Financial: Mortgage holders, lenders, and credit card holders.
  • Commercial: Product manufacturers, retailers, and real estate developers.
  • Property owners: Home and condominium owners, landlords, and commercial developers.
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Industry sector expertise

Our dedicated group of specialists offers deep expertise across key marketplaces:

  • Automotive: Solutions including guaranteed asset protection (GAP), vehicle replacement protection, vehicle extended warranty, negative equity protection, end of lease protection, vehicle appearance protection, deductible reimbursement, and tire and rim coverage.
  • Property: Repair/replacement system and appliance breakdown coverage for homeowners and developers, as well as retail purchase warranties.
  • Net Zero: Green products that support sustainability initiatives.

Key capabilities

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Flexible structures

The ability to insure or participate on primary, self-insured retentions, excess, and fronted arrangements.

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Customized products

Diverse, niche product offerings and innovative solutions for private passenger and commercial vehicles, motorcycles, and recreational vehicles developed through broker and client collaboration.

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Expert support

Dedicated actuarial, claims, and risk management services.

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Market knowledge

In-depth underwriting expertise to service non-traditional or specialty risk market segments.

The Aviva difference

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Prevention-first approach

Our offering centres on prevention, combining technological innovation with risk management to focus on the specific needs of the clients we serve.

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Tailored claims management

Our client-centred approach aims to ensure that clients and brokers get the right support from the right people throughout the entire claims process.

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Defensible claims philosophy

We use a strong defensible claims approach that aims to support, protect, and defend our clients.

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Technical expertise

Our technical underwriters provide expertise in tailored deal structures, offering extensive coverage capacity and innovative, account-led insurance solutions.

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Financial strength

Aviva's financial stability provides the confidence in our ability to fulfill our commitments, aiming to offer a stable foundation for your business.

News & insights

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13 May 2026

Expanding businesses require specialized expertise, long-term insurer relationship

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Worker maintaining industrial equipment at a facility.

13 May 2026

Why regular maintenance is crucial for your balance sheet

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Vehicles travelling on a multi-lane highway

13 May 2026

What the 2026 Ontario auto reform means for your business

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Emergency Wildfire Response

18 Feb 2026

2026 reinsurance outlook: Stability, strategy and the search for balance

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More GCS articles

Ready to build a partnership?

It takes you. It takes a partnership. It takes Aviva.

To learn more about Aviva's Warranty products, please contact us at: gcsprograms.canada@aviva.com.

Aviva and the Aviva logo are trademarks of Aviva plc. and are used under license by Aviva Canada Inc. and its subsidiary companies. For exact terms, definitions, limitations, and extensions, please refer to the policy or certificate terms and conditions. Warranty plans are provided by Aviva Warranty Services Inc. and warranty policies and coverage are underwritten by Aviva Insurance Company of Canada. Risk Management and Claims services are provided by Aviva Canada Inc., and a network of external partners.