Contract, developer, and commercial surety

Strategic surety solutions supported by strong and effective partnerships

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Rated AA- by Standard and Poor’s and Fitch Ratings

From regulatory commitments to major infrastructure and large-scale residential projects, we provide customized bond programs tailored for your needs. When you’re backed by Aviva, the marketplace knows you are ready.

Beyond the bond: A partnership built on trust and ingenuity

We move beyond transactional capacity. Our relationships are built on trust and long-term commitment. 

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Hands-on underwriting and expertise

The depth of experience of our underwriters and risk managers allows us to collaborate with you to provide creative solutions tailored to all market sectors.

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Marketplace perspective

Contractors’ clients and investors look to us for third-party reassurance. We provide the critical diligence to ensure the necessary checks and balances are in place.

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Stability and measured risk

Aviva maintains a strong position in the market by being careful and controlled in our risk selection, ensuring our strength remains unwavering when you need it most.

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A unique claims mindset

In the event of a challenge, we lean in and serve as your partner. Our specialized team supports throughout, taking a flexible approach to claims with the aim to support all stakeholders. 

Our surety products

Contract surety

Focus: Supporting the construction industry with customized bond programs for projects from inception to completion.

Add value to your project: Extensive experience in construction management, design build, and P3 projects. We specialize in contract surety facilities for:

  • general and civil contractors
  • mechanical projects
  • electrical projects
  • roadwork projects
  • excavation projects
  • sewer and water main projects

Key products:

  • Prequalification letters
  • Bid bonds and consents of surety
  • Performance bonds
  • Labour and material payment bonds
  • Maintenance bonds

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Developer surety

Focus: Providing the necessary financial assurances for large-scale property and land development.

Add value to your project: We have established power of incumbency in a number of developer markets across Canada. We are known as the experienced partner for complex, multi-layered residential and commercial developments.

From day one, you have access to developer surety specialists, including underwriters and risk managers who understand your business goals and the unique ways you use your resources, skills, and expertise.

Key products

  • New home warranty in Western Canada in partnership with National Home Warranty
  • Deposit insurance
  • Tarion bonds
  • Building envelope renovation warranty
  • Home Ownership Made Easy (H.O.M.E) bonds
  • Subdivision bonds (guaranteeing necessary development improvements)
  • Development cost charges (DCC) deferral bonds

Commercial surety

Focus: Guaranteeing varied legal, government, and regulatory commitment for individuals and businesses.

Added security for your needs: A comprehensive product range that addresses both standard and niche obligations across many sectors.

Key products

  • Licence and permit bonds
  • Customs and excise bonds
  • Fiduciary bonds (for administrators and executors)
  • Lost document bonds
  • Subdivision bonds

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Meet our Contract Surety leadership team

Our Contract Surety leadership team is committed to the success of our clients and broker partners and has the experience and expertise to deliver.

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Ready to get started?

To learn more about surety solutions within Aviva’s Global Corporate & Specialty division, please contact your insurance broker. 

Aviva and the Aviva logo are trademarks of Aviva plc. and are used under licence by Aviva Canada Inc. and its subsidiary companies. Surety bonds provided by Aviva’s Global Corporate & Specialty division are underwritten by Aviva Insurance Company of Canada. Risk Management and Claims services are provided by Aviva Canada Inc., and a network of external partners. This document is for Canadian distribution.