Extreme weather events are no longer rare — they're the new reality. And water damage represents one of the most persistent and costly risks to construction projects. Whether it’s a flash flood in Quebec or frozen pipes during Ontario’s winter freeze-thaws, the losses can be severe and project timelines significantly disrupted.
At Aviva, we go beyond providing Course of Construction (COC) insurance by helping our clients mitigate or avoid losses altogether. That’s why we’re proud to partner with Brickeye, one of our trusted Specialist Partner Network (SPN) members, to bring smart risk mitigation to Canadian job sites.
The cost of water events in construction
Water exposure is among the top claims drivers in the construction space. Some common examples we see include:
- water escape from frozen pipes
- water intrusion from heavy rainfall or unsealed envelope openings
- delay in start-up claims following site damage or rework
- mold and indoor environmental issues in enclosed but unfinished buildings.
These losses aren’t just expensive — they’re disruptive. And many are preventable.
Bringing risk visibility onsite with Brickeye
Brickeye provides a cutting-edge IoT (Internet of Things) monitoring platform that delivers real-time data from construction sites exactly where and when it's needed. Sensors and IoT risk controls placed on-site continuously monitor:
- water escape and water intrusion
- temperature and humidity
- concrete curing and environmental conditions.
The platform delivers end-to-end risk control with sensors, flow monitoring, automatic shut-off valves, and pump controls that integrate across temporary and permanent systems. This provides real-time detection, alerts to project teams, and automated responses, helping prevent small issues from becoming major insurance claims.
Aviva and ARMS: built-in risk management
Our Aviva Risk Management Solutions (ARMS) team works directly with clients, brokers, and contractors to assess exposures and recommend smart mitigation strategies. With Brickeye, we’re able to recommend a vendor solution that aligns with our underwriting approach and client values.
When ARMS supports a construction account, our engineers may recommend deploying Brickeye risk controls at high-risk locations, such as:
- below-grade work and basements prone to water accumulation
- permanent domestic water systems during commissioning
- envelope penetrations during cladding installation
- temporary heating and plumbing during cold seasons.
By de-risking projects upfront in preconstruction through Brickeye’s BuildersRiskIQTM dashboard, this added layer of protection can be visualized and securely shared via project-specific IoT water mitigation plans backed by Brickeye’s Certificate of Protection.
This in turn may support more favourable underwriting outcomes, faster claim response, and greater confidence throughout the project lifecycle.
Collaborating for a resilient jobsite
Clients who deploy Brickeye can benefit from:
- fewer costly water and weather-related losses
- faster remediation when issues are detected
- better documentation for potential claims
- insightful risk data to improve future projects.
Helping our clients build smarter
At Aviva, we believe that great insurance goes hand-in-hand with great prevention. That’s why we’re actively engaging preferred vendors like Brickeye to provide added value. Whether you're managing a $100M mixed-use tower or a sprawling infrastructure megaproject, real-time risk monitoring can be the difference between a smooth build and a costly delay.
Learn more about Brickeye
For more information about Brickeye, visit Brickeye online.
About ARMS and SPN
Our Aviva Risk Management Solutions team is committed to helping businesses identify and manage existing and emerging risks, ensuring safer and more resilient day-to-day operations across Canada.
In addition to Brickeye, our Specialist Partner Network includes 19 other partners offering services such as infrared thermal inspection, fire extinguisher and sprinkler maintenance, and more.
Every organization listed in our network is independent of Aviva — we receive no income from them — and has been vetted to ensure that it has the appropriate licences and certifications. They must also undergo an internal technical governance vetting process to be listed.
By leveraging our SPN and ARMS team, businesses can better manage risks and enhance resilience. Aviva customers can access the SPN online and collaborate with these experts independently. For more information, contact us at arms.canada@aviva.com.
