Classic Car Insurance

Protect your pride and joy

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We insure over 2.1 million vehicles across Canada

Through our exclusive partnership with Hagerty®, we offer market-leading coverage for your prized vehicles.  

Choose the right coverage

Enjoy standard features and choose from optional types of coverage

Available discounts

Discounts are available for:*

  • Having an anti-theft device
  • Insuring more than one vehicle with us
  • Maintaining a clean driving experience record
  • Having a high-value collection

Standard coverage

The Collector Car insurance program is for:

  • Antique cars
  • Classics cars
  • Exotic cars
  • Special interest cars
  • Custom cars
  • Military vehicles
  • Street rods 
  • Modified vehicles


Each policy includes:*

  • Guaranteed Value Plus™ / Agreed Value coverage (separate appraisal not required in most cases)
  • Broad deductible options
  • Coverage for flexible use – over and above parades and classic car events, you can take your vehicle for an occasional pleasure drive knowing you’re protected anytime across Canada and the U.S.
  • Expert claims handling, including your repair shop of choice
  • Coverage for car covers, spare/replacement parts, newly-acquired vehicles

Optional coverages

Need enhanced coverage? Customize your policy with these add-ons.

To learn more about these options contact your insurance representative.

Evacuation expense*

Reimburse half your expenses to move your vehicle out of harm’s way due to a declared emergency like floods or wildfires.

Vehicles under construction and restoration*

Your vehicle’s value gradually increases throughout your policy’s term and is re-assessed at renewal to make sure you’re insuring it for the right value. 

Cherished Salvage™ *

In the event of a total loss, you’ll get the guaranteed value of your vehicle plus the option to retain the salvage with no deduction.

The classic car insurance you need

With the Hagerty® classic car program, you'll get:

No costly appraisal

Hagerty® knows how to value classic vehicles using data from the world’s largest collector car database.

Expert claims handling

You can choose your own body shop and call Hagerty® specialists to track down the right parts.

Guaranteed Value Plus™ / Agreed Value coverage

Get the full value of your vehicle if it can’t be restored to its former glory.

Insurance brokers, the right choice for you

Get expertise for your insurance needs from coverages, pricing options, claims support and discounts.  

*Availability varies by province. Please contact your insurance broker for more information.

Hagerty, the Hagerty shifter logo, and Hagerty For People Who Love Cars are registered or common law trademarks of The Hagerty Group, LLC. © 2018 the Hagerty Group, LLC. All rights reserved. Hagerty classic car insurance is underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc.