ATV and Snowmobile Insurance

Conquer new terrain with confidence

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We insure over 2.1 million vehicles across Canada

Whether it’s a four-wheeler or snowmobile, you’ll get customized coverage for your off-road vehicle at competitive rates (currently not available in British Columbia, Saskatchewan, and Manitoba). 

Choose the right coverage

Enjoy standard features and choose from optional types of  coverage

Standard coverage

Aviva’s off-road vehicle insurance is for:

  • ATVs
    • Lite
    • Recreational
    • Sport
    • Utility
    • Recreational Utility
  • Snowmobiles
    • Deep Snow/Mountain
    • Performance
    • Hybrid/Crossover
    • Trail/Sport
    • Touring
    • Utility

Like a standard auto policy, off-road vehicle policies include:

  • Injury, death or property damage to others 
  • Healthcare costs and loss of income for you or your family
  • No restrictions if your vehicle is stolen

Combine and Save

Enjoy the added convenience of aligned renewal dates and receive your policies in a single envelope when you combine your home, auto and off-road insurance policies. You’ll also enjoy additional coverage and extra savings.
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The ATV and snowmobile insurance you need

With Aviva's off-road auto insurance policy, you'll get:

Combine and save*

You’ll get a discount and convenient features when you add an off-road vehicle to your combined policy.

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Coverage for your off-road lifestyle

We cover various types of ATVs and snowmobiles.

Claims Service Satisfaction Guarantee**

We guarantee your satisfaction with Aviva’s claims service, or your money back.

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Insurance brokers, the right choice for you

Get expertise for your insurance needs from coverages, pricing options, claims support and discounts. 

*Availability and pricing vary by province. Certain terms and conditions apply. Please contact your insurance broker for more information.

**We will pay you an amount equal to the annual premium of your policy at the time of loss, in addition to any settlement amount you receive for your claim. Terms and conditions apply.