Equine insurance

Saddle up with confidence

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Trusted by over 2.8 million customers

Whether you ride for pleasure or for show, protect your passion for all things equine. Horse insurance is available exclusively through Henry Equestrian Insurance Brokers. 

Choose the right coverage for your horse

Enjoy standard features and choose from optional types of coverage

Optional coverages

Need enhanced coverage? Customize your policy with these add-ons.

To learn more about these options contact your insurance representative. 

Lease Fee Protection Plan

If you choose to lease a horse instead of owning one, we provide coverage for the unused portion of your lease fee if the horse dies.

Surgical or Medical Plus Surgical coverage

Emergency Veterinary Expenses coverage

Agreed Value / Guaranteed Renewal coverage

Disability / Stallion Infertility coverage

Air Trip Transit / Berserk / Worldwide Extension coverage

Additional coverage for tack and equipment / horse trailer

The equine insurance you need

With Aviva's insurance for horses, you'll get:

Deal with experts

You’ll work directly with Henry Equestrian Insurance Brokers – people who combine caring for the special life and medical insurance needs of horses with protecting the owners’ investment.

Equine Liability insurance

Coverage in case your horse injures someone or causes property damage.

No up-front deductible

No up-front deductible is required on the horse’s life insurance when claims are paid.

Frequently asked questions

We answer your questions on equine insurance

I lease my horse. If it dies before the lease is up, am I stuck paying the full lease term?

If you have the full medical and surgical plan and your horse dies, the plan will pay for the balance of your lease fee.

Do I have to pay a deductible?

If you have the full life insurance plan and your horse dies, you will not have to pay a deductible for the first 24 months. 

If my horse causes damage to others or their property, is that covered?

You can add liability protection to protect you if your horse injures someone or causes property damage.

How do I know Aviva understands my needs as an equestrian enthusiast?

Our partners for providing this insurance are the experts at Henry Equestrian Insurance Brokers – people who combine caring for the special life and medical insurance needs of horses with protecting the owners’ investment. They have been helping insure the equestrian lifestyle and everything that comes with it for more than 40 years.

Besides life insurance, what other coverage can I get to protect me while travelling with my horse between equestrian events?

You can purchase specific coverage that meets your needs, such as:

  • Emergency Veterinary Expenses
  • Disability / Stallion Infertility
  • Air Trip Transit / Berserk / Worldwide Extension

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Get expertise for your insurance needs from coverages, pricing options, claims support and discounts.