By using and accessing this website (hereinafter called the “Website”), you acknowledge these Terms of Use (the “Terms of Use”) and agree, without limitation or qualification, to be bound by them and by applicable laws.
These Terms of Use may change or discontinue at any time without notice to you. You agree to review these Terms of Use on a regular basis and agree to be bound by any changes made to them. In the event and to the extent of any conflict or inconsistency between the Terms of Use and the the privacy policies of RBC Insurance Agency Ltd. and Aviva General Insurance Company (the “Privacy Policies”), the provisions of the Privacy Policies shall apply.
References to "you" or "your" shall mean the person accessing or using this Website.
By using this Website, you may be able to obtain an insurance quote and/or purchase an insurance policy online. You must disclose all material facts that may affect the way your premium is determined and the information you provide must be correct and accurate, otherwise, you may not be provided with an accurate quote and/or premium information. Not all people who go online will qualify for an online quote or be able to purchase an insurance policy online. Not all people who call in will qualify for a quote or insurance policy.
The information and descriptions of insurance products and services contained on this Website are not intended to be a complete and accurate description of all terms, conditions and exclusions of the insurance products and services offered. In all cases, the insurance products and services shall be governed by the terms and conditions of the applicable insurance policy. If you have any questions or concerns about any of the information contained on this Website, please contact us for further information.
Insurance products and services are available only in those jurisdictions where they may be legally offered. In addition, any insurance products or related services offered through this Website are subject to applicable underwriting eligibility criteria. Home and auto insurance products in all provinces and territories are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company.
Copyright in the whole and every part of this Website may not be used, sold, licensed, copied or reproduced in whole or in part in any manner or form or in or on any media to any person.
All logos on this Website are registered trademarks used under license.
All information and content on this Website is subject to applicable statutes and regulations, and is furnished “as is”, without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
Neither RBC Insurance Agency Ltd. nor Aviva General Insurance Company (collectively, the “Website Provider(s)”) shall be liable (whether in negligence or otherwise) to any person for any error, omission or incompleteness in the information, or reliance on the information, on the Website, nor shall the Website Provider(s) be under any obligation to advise any person of any error thereon. In no event shall the Website Provider(s) be liable for any direct, indirect, incidental, consequential or special damages, losses, claims or expenses whatsoever arising out of the use of or inability to use the Website or the information thereon, even if the Website Provider(s) have been advised of the possibility of such damages. Because some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.
Your personal information will only be collected, used and disclosed as provided in the Privacy Policies and as otherwise permitted by law. Aviva’s privacy policy can be obtained here, and the privacy policy of RBC Insurance Agency Ltd. can be obtained here.
Third-party sites are not covered in the Privacy Policies or these Terms of Use.
In the event that you provide any personal information regarding a third party, you acknowledge and agree that such third party has authorized you to provide consent on their behalf to the collection, use and disclosure of such personal information.
As the internet is worldwide, if you are visiting this Website from outside Canada your visit will result in the transfer of information across international borders. You are responsible for compliance with applicable local, national, and international laws.
By visiting this Website and communicating electronically through this Website, you are consenting to these transfers.
When you access this Website, location services may be used to determine your city and province and improve your experience with this Website. The location services use connection information standard with any anonymous interaction over the internet (e.g., IP address) and do not use any personal information. The information is used to best customize your experience with this Website and is not guaranteed to be accurate.
Access to and use of this Website and these Terms of Use are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without resort to conflict of law provisions. Any legal action or proceeding relating to your access to, or use of, this Website or these Terms of Use shall be instituted only in a court located in Toronto, Ontario. You agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding.
If any provision in these Terms of Use shall be deemed unlawful, void or for any reason, unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions.
If you have any comments, questions or suggestions regarding the information described on this Website, please contact:
RBC Insurance Agency Ltd.
PO Box 5010, Station A
Mississauga, ON
L5A 4L2